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Author:Board of Governors of the Federal Reserve System (U.S.) 

Report
Analyzing Racial and Ethnic Data in the Survey of Young Workers

In November 2014, the Board of Governors of the Federal Reserve System released the initial findings from the Survey of Young Workers. The report focused on the experience and expectations of young adults in light of two substantial changes to the U.S. labor market: increases in globalization and automation that have reduced the availability of well-paid, secure jobs for less-educated persons and a long-run increase in the use of "contingent work" arrangements. Consequently, young adults have experienced higher rates of unemployment and lower rates of labor market participation than the ...
Reports and Studies

Report
Innovative Ideas for Revitalizing the LIHTC Market

Given the adverse impact of the current economic conditions on homeownership, the development of rental housing is becoming increasingly important, not only to provide homes for families, but also to help stabilize neighborhoods. The Federal Reserve System, because of its interest in maintaining economic stability, has long had an interest in the Low Income Housing Tax Credit (LIHTC) program, a major source of capital for the development of rental housing. The Fed’s Community Affairs function is particularly focused on stability and opportunity in low-income communities. This includes ...
Reports and Studies

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Putting Data to Work: Data-Driven Approaches to Strengthening Neighborhoods

The purpose of this publication is to share examples of the innovative ways in which communities are building data systems to improve knowledge of local demographic trends and then to target their limited resources to most effective use. This compilation of work offers case studies and best practices for municipalities, universities, nonprofits, funders, and other local partners who want to increase their capacity to gather, analyze, disseminate, and use data to inform and support neighborhood stabilization decisions and activities. It provides replicable information on how cities and other ...
Reports and Studies

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Report to the Congress on the Office of Minority and Women Inclusion, March 2012

The Board of Governors of the Federal Reserve System (the Board) is responsible for implementing numerous provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act). The Dodd-Frank Act requires, among other things, that the Board produce reports to the Congress on a number of potential reform topics. Pursuant to section 342(e) of the Dodd-Frank Act, Sheila Clark, director of the Board’s Office of Diversity and Inclusion, submits this first annual report to the Congress outlining the activities, successes, and challenges of the office. In January ...
Reports and Studies

Report
Consumer Handbook on Adjustable-Rate Mortgages

This handbook gives you an overview of ARMs, explains how ARMs work, and discusses some of the issues that you might face as a borrower.
Reports and Studies

Report
2017 Annual Report to the Congress on the Presidential $1 Coin Program

Pursuant to section 104 of the Presidential $1 Coin Act of 2005 (Public Law 109-145), the Board of Governors of the Federal Reserve System (Board) is required to submit an annual report to the Congress that includes an assessment of the remaining obstacles to the efficient and timely circulation of $1 coins; a summary of consultations with industry representatives, the vending industry, and other coin-accepting organizations to encourage the acceptance of $1 coins; and recommendations for legislative action that the Board may determine to be appropriate.
Reports and Studies

Report
Preserving Minority Depository Institutions - July 2016

The Board submits this report pursuant to section 367 of the Dodd-Frank Act. This section requires the Board to submit an annual report to the Congress detailing the actions taken to fulfill requirements outlined in section 308 of the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) of 1989, as amended by the Dodd-Frank Act. In addition to the annual reporting requirement, FIRREA section 308 requires the Federal Reserve System (System) to devote efforts toward preserving minority ownership of minority depository institutions (MDIs). Comments on the System’s efforts to ...
Reports and Studies

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Preserving Minority Depository Institutions - 2013

The Board submits this report pursuant to section 367 of the Dodd-Frank Act. This section requires the Board to submit an annual report to the Congress detailing the actions taken to fulfill requirements outlined in section 308 of the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) of 1989, as amended by the Dodd-Frank Act. In addition to the annual reporting requirement, FIRREA section 308 requires the Federal Reserve System (System) to devote efforts towards preserving minority ownership of minority depository institutions (MDIs). Comments on the System’s efforts to ...
Reports and Studies

Report
Report to the Congress on the Office of Minority and Women Inclusion, March 2018

The Board of Governors of the Federal Reserve System (Board) is responsible for implementing numerous provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act). The Dodd-Frank Act requires, among other things, that the Board produce reports to Congress on a number of topics. As required by the Dodd-Frank Act, the OMWI submits an annual report to the Congress outlining its activities, successes, and challenges. This is the Board’s OMWI report for calendar-year 2017. Each of the Federal Reserve Banks also submits a separate report to the ...
Reports and Studies

Report
Preserving Minority Depository Institutions - May 2020

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