Report
April 2016 Senior Loan Officer Opinion Survey on Bank Lending Practices
Board of Governors of the Federal Reserve System (U.S.) (2016)
The April 2016 Senior Loan Officer Opinion Survey on Bank Lending Practices addressedchanges in the standards and terms on, and demand for, bank loans to businesses and householdsover the past three months. This summary discusses the responses from 70 domestic banks and22 U.S. branches and agencies of foreign banks
Reports and Studies

Report
REO & Vacant Properties: Strategies for Neighborhood Stabilization
Board of Governors of the Federal Reserve System (U.S.) (2010-09-01)
With this publication, we aim to shed light on how community development practitioners and policymakers can help stabilize the neighborhoods most at risk, that is, those beset by concentrations of foreclosures. The animating idea here is that community development practitioners should be guided by the best available research, by anecdotal reports of what efforts are working, and by the best new ideas about what other approaches might work. We culled the country for individuals and institutions that are deeply engaged in this issue, both academically and at street level. Our authors, ...
Reports and Studies

Report
Report to the Congress on the Office of Minority and Women Inclusion, March 2018
Board of Governors of the Federal Reserve System (U.S.) (2018)
The Board of Governors of the Federal Reserve System (Board) is responsible for implementing numerous provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act). The Dodd-Frank Act requires, among other things, that the Board produce reports to Congress on a number of topics. As required by the Dodd-Frank Act, the OMWI submits an annual report to the Congress outlining its activities, successes, and challenges. This is the Board’s OMWI report for calendar-year 2017. Each of the Federal Reserve Banks also submits a separate report to the ...
Reports and Studies

Report
Perspectives from Main Street: Stakeholder Feedback on Modernizing the Community Reinvestment Act
Board of Governors of the Federal Reserve System (U.S.) (2019-06)
This report is a summary of feedback received from bankers and community groups during a series of 29 roundtable discussions on the current state of, and potential revisions to, the Community Reinvestment Act (CRA). The information was gathered from CRA roundtables hosted by the Federal Reserve Board and the Federal Reserve Banks held between October 2018 and January 2019. The views shared at the roundtables, as summarized in this report, will factor into the Board’s consideration of any CRA modernization proposals.
Reports and Studies

Report
Report to the Congress on the Profitability of Credit Card Operations of Depository Institutions, August 1997
Board of Governors of the Federal Reserve System (U.S.) (1997)
Section 8 of the Fair Credit and Charge Card Disclosure Act of 1988 directs the Federal Reserve to transmit annually to the Congress a report about the profitability of credit card operations of depository institutions. This is the eighth annual report. The analysis here is based to a great extent on information from two sources: the Consolidated Reports of Condition and Income (Call Report) and the Functional Cost Analysis (FCA).
Reports and Studies

Report
Report to the Congress on Government-Administered, General-Use Prepaid Cards, July 2017
Board of Governors of the Federal Reserve System (U.S.) (2017)
Section 1075 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act), which added section 920 to the Electronic Fund Transfer Act (EFTA), requires the Federal Reserve Board (Board) to report annually to the Congress on the prevalence of use of general-use prepaid cards in federal, state, and local government-administered payment programs and on the interchange fees and cardholder fees charged with respect to the use of such cards. The Board collected 2016 data from 18 bank issuers, three nonbank financial institutions, and two federal government agencies on ...
Reports and Studies

Report
The The Board Should Strengthen Controls to Safeguard Embargoed Sensitive Economic Information Provided to News Organizations
Board of Governors of the Federal Reserve System (U.S.) (2016-04-15)
The Office of Inspector General (OIG) conducted this audit to assess the Board of Governors of the Federal Reserve System’s (Board) controls to protect sensitive economic information from unauthorized disclosure when it is provided under embargo to news organizations either (1) through a press lockup room located at the Board or (2) via the Board’s embargo application, which enables news participants to remotely access information made available by the Board. The OIG’s audit covered the period April 2014 through March 2015 and included the Federal Open Market Committee (FOMC) statements ...
Reports and Studies

Report
2013 Annual Report to the Congress on the Presidential $1 Coin Program
Board of Governors of the Federal Reserve System (U.S.) (2013)
Pursuant to section 104 of the Presidential $1 Coin Act of 2005 (Public Law 109-145), the Board of Governors of the Federal Reserve System (Board) is required to submit an annual report to the Congress that includes an assessment of the remaining obstacles to the efficient and timely circulation of $1 coins; consultations with industry representatives, the vending industry, and other coin-accepting organizations to encourage the acceptance of $1 coins; and recommendations for legislative action that the Board may determine to be appropriate. The United States Mint has not produced ...
Reports and Studies

Report
Report to the Congress on the Availability of Credit to Small Businesses, September 2017
Board of Governors of the Federal Reserve System (U.S.) (2017-09)
This report is prepared in accordance with section 2227 of the Economic Growth and Regulatory Paperwork Reduction Act of 1996, which requires that, every five years, the Board of Governors of the Federal Reserve System submit a report to the Congress detailing the extent of small business lending by all creditors. The report discusses recent patterns in the flows and terms of business credit, credit use by small firms, and the sources of credit provided to small businesses, with an emphasis on the lending activities of commercial banks. The securitization of small business loans and community ...
Reports and Studies

Report
Report to the Congress on the Availability of Credit to Small Businesses - September 2012
Board of Governors of the Federal Reserve System (U.S.) (2012-09)
This report is prepared in accordance with section 2227 of the Economic Growth and Regulatory Paperwork Reduction Act of 1996, which requires that, every five years, the Board of Governors of the Federal Reserve System submit a report to the Congress detailing the extent of small business lending by all creditors. The report discusses recent patterns in the flows and terms of business credit, credit use by small firms, and the sources of credit provided to small businesses, with an emphasis on the lending activities of commercial banks. The securitization of small business loans and community ...
Reports and Studies