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Author:Blair, Krista 

Discussion Paper
The Boston Fed study of consumer behavior and payment choice: a survey of Federal Reserve System employees

The way people pay for goods and services is changing dramatically, but little data and research on consumer behavior and payment choice are publicly available. This paper describes the results of a survey of payment behavior and attitudes taken by Federal Reserve employees in 2004. Major contributions of the survey are that it asks: 1) why payment choices are made; 2) why individual payment behavior has changed; and 3) why individual-specific payment characteristics matter for payment choice. Although the survey is not statistically representative of U.S. consumers, and thus may not provide ...
Public Policy Discussion Paper , Paper 07-1

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