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Author:Bilal, Adrien 

Working Paper
Location as an Asset

The location of individuals determines their job opportunities, living amenities, and housing costs. We argue that it is useful to conceptualize the location choice of individuals as a decision to invest in a ?location asset?. This asset has a cost equal to the location?s rent, and a payoff through better job opportunities and, potentially, more human capital for the individual and her children. As with any asset, savers in the location asset transfer resources into the future by going to expensive locations with good future opportunities. In contrast, borrowers transfer resources to the ...
Opportunity and Inclusive Growth Institute Working Papers , Paper 12

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