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Author:Berger, Allen N. 

Working Paper
Small business credit scoring and credit availability

U.S. commercial banks are increasingly using credit scoring models to underwrite small business credits. This paper discusses this technology, evaluates the research findings on the effects of this technology on small business credit availability, and links these findings to a number of research and public policy issues.
FRB Atlanta Working Paper , Paper 2005-10

Conference Paper
The effects of bank mergers and acquisitions on small business lending

Proceedings , Paper 549

Working Paper
Inefficiency and productivity growth in banking: a comparison of stochastic econometric and thick frontier methods

A comparison of alternative methods for estimating inefficiency and productivity growth in banking, showing that inefficiencies are sufficiently large to dominate scale economies and that measured technological progress has been small, or even negative, as a result of institutional events that occurred during 1977-88.
Working Papers (Old Series) , Paper 9117

Working Paper
Price rigidity and market structure: theory and evidence from the banking industry

Finance and Economics Discussion Series , Paper 59

Conference Paper
Market failure and resource use: economic incentives to use different payment instruments

Proceedings

Working Paper
Bank efficiency derived from a profit function

Finance and Economics Discussion Series , Paper 211

Working Paper
Universal banking and the future of small business lending

Finance and Economics Discussion Series , Paper 95-21

Conference Paper
Some red flags concerning market value accounting

Proceedings , Paper 254

Journal Article
Global integration in the banking industry

Lowered regulatory barriers and advances in technology have reduced the cost of supplying banking services across borders. At the same time, growth in activity by multinational corporations has increased the demand for international financial services. As a result, many observers believe that global integration is under way in the banking industry, that banks are expanding their reach across borders, and that many banking markets will therefore develop large foreign components. The authors report on a study conducted by them, along with Qinglei Dai and Steven Ongena, that examined the ...
Federal Reserve Bulletin , Volume 89 , Issue Nov , Pages 451-460

Working Paper
Using efficiency measures to distinguish among alternative explanations of the structure-performance relationship in banking

Finance and Economics Discussion Series , Paper 93-18

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