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Author:Benson, David A. 

Discussion Paper
Are There Competitive Concerns in "Middle Market" Lending?

This note analyzes competition and concentration in "middle market" lending using loan level data obtained from large bank holding companies' Y14 reports to the Federal Reserve. The middle market segment is typically considered to be credit for firms larger than small businesses but too small for large-scale commercial lending or syndicated credit. Lender choice and the supply of credit to large and small firms has been studied extensively by academics and policy makers.
FEDS Notes , Paper 2020-08-10

Discussion Paper
Size and Survival of Entrants to Retail Banking

The establishment of new banks and branches is especially important in the banking sector. Many consumers still use physical bank branches to access banking services (Annenberg et al, 2018; Jiang, Yu, and Zhang, 2023).
FEDS Notes , Paper 2023-09-01

Newsletter
Macroeconomic policy and labor markets: lessons from Dale Mortensen’s research

On April 15?16, 2011, Northwestern University and the Chicago Fed co-sponsored a conference in honor of Dale Mortensen?a Northwestern University professor, Chicago Fed consultant, and co-recipient (along with Peter Diamond and Christopher Pissarides) of the 2010 Nobel Prize in economics, awarded for his analysis of markets with search frictions. This article summarizes one panel that presented work on the current state of the U.S. labor market, using Mortensen?s research.
Chicago Fed Letter , Issue Aug

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