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Author:Barry, Peter J. 

Conference Paper
Prospective trends in farm credit and fund availability: implications for agricultural banking

Proceedings – Rural and Agricultural Conferences

Conference Paper
Liquidity and competition in rural credit markets

Proceedings – Rural and Agricultural Conferences , Issue Apr , Pages 47-77

Working Paper
Bank risk ratings and the pricing of agricultural loans

In this paper, we review the prevalence of the use of risk ratings by commercial banks that participated in the Federal Reserve's Survey of Terms of Bank Lending to Farmers between 1997 and 2002. We find that adoption of risk rating procedures held about steady over the period, with a little less than half the banks on the panel either not using a risk rating system, or reporting the same rating for all their loans in the survey. However, most of these banks were small, and roughly four-fifths of all sample loans carried an informative risk rating. We found that after controlling for the size ...
Finance and Economics Discussion Series , Paper 2003-53