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Author:Aubuchon, Craig P. 

Journal Article
A primer on social security systems and reforms

This article reviews the characteristics of different social security systems. Many configurations arise depending on the nature of a system?s funding and determination of benefits. Many reforms propose changing the U.S. Social Security system. The authors focus their analysis of the transition from a pay-as-you-go to a fully funded system. They argue that the key component of any reform is the treatment of the implicit liabilities of a country?s social security system. The welfare gains accruing to some cohorts as a result of such reforms usually stem from either a partial or complete ...
Review , Volume 93 , Issue Jan , Pages 19-35

Journal Article
Eighth District fares better than nation in job losses

The Regional Economist , Issue Jan , Pages 20-22

Journal Article
How much have U.S. house prices fallen?

National Economic Trends , Issue Aug

Journal Article
Increasing political freedom may be key to reducing threats

The root causes of terrorism might not be poverty and lack of education, as many believe. Rather, the lack of civil liberties, political rights and the rule of law might be more influential.
The Regional Economist , Issue Oct , Pages 10-11

Journal Article
The Fed's response to the credit crunch

The Federal Reserve Board has used Section 13(3) of the Federal Reserve Act to create several new lending facilities to address the ongoing strains in the credit market.
Economic Synopses

Journal Article
The microfinance revolution: an overview

The Nobel Prize committee awarded the 2006 Nobel Peace Prize to Muhammad Yunus and the Grameen Bank "for their efforts to create economic and social development from below." The microfinance revolution has come a long way since Yunus first provided financing to the poor in Bangladesh. The committee has recognized microfinance as "an important liberating force" and an "ever more important instrument in the struggle against poverty." Although several authors have provided comprehensive surveys of microfinance, our aim is somewhat more modest: This article is intended as a ...
Review , Volume 90 , Issue Jan , Pages 9-30

Journal Article
Eighth District population growth follows national pattern

The Regional Economist , Issue Jul , Pages 18-19

Journal Article
District fares better than nation as prime-mortgage problems escalate

The Regional Economist , Issue Jul , Pages 20-21

Journal Article
The global recession

...an unusually high percentage of the world's large countries and major U.S. trading partners are currently experiencing a recession.
Economic Synopses

Journal Article
The geographic distribution and characteristics of U.S. bank failures, 2007-2010: do bank failures still reflect local economic conditions?

The financial crisis and recession that began in 2007 brought a sharp increase in the number of bank failures in the United States. This article investigates characteristics of banks that failed and regional patterns in bank failure rates during 2007-10. The article compares the recent experience with that of 1987-92, when the United States last experienced a high number of bank failures. As during the 1987-92 and prior episodes, bank failures during 2007-10 were concentrated in regions of the country that experienced the most serious distress in real estate markets and the largest declines ...
Review , Volume 92 , Issue Sep , Pages 395-415

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