Showing results 1 to 6 of approximately 6.(refine search)
Use of alternative credit data offers promise, raises issues
Companies are beginning to use alternative credit data in a variety of ways for the purposes of making credit decisions. This article looks at the prospective benefits of using the new data, examines the potential usefulness of various sources of alternative data, and offers some considerations for lenders, consumers, and policymakers when these data are used.
Community-campus partnerships for economic development: community perspectives
Formal collaborations between community groups and academic institutions to promote economic development have increased substantially over the past 10 years. The bulk of research on community-campus partnerships has focused on the experiences of institutions of higher learning and the foundations that have funded the collaborations, leaving a gap in our understanding of community experiences. This report draws on a variety of sources, including first-person interviews and academic literature, to bring out community perspectives on what makes for successful partnerships. The conclusions are ...
Giving and receiving in the nonmonetary economy: time banks
Time banking: community service that offers something in return.
New arguments for employer-assisted housing
In some parts of the country, innovation and experimentation have helped employer-assisted housing (EAH) programs gain momentum, providing New Englanders additional rationale for implementing these programs. This article describes how EAH works, its potential benefits, how it is being implemented around the country, and how our region can make better use of these programs to promote competitiveness and affordable housing.
New HMDA data: intent, interpretation, and implications
In March, the first data reflecting changes to the Home Mortgage Disclosure Act became available to the public. Anna Afshar summarizes the new data?s features, the intent of the changes, and the limits of interpretation.
Matchmaking for community investors
By expanding both scale and scope, community development financial institutions are starting to interest more investors.