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Journal Article
Factors influencing community bank performance in California
Community bank performance in California lagged well behind the industry and larger banks in the state during the first half of the 1990s. This paper identifies several factors that influenced the performance of these banks, which have less than $300 million in assets and typically operate in only one region of California, during the period from 1990 to 1994. The results suggest that regional conditions within California were an important factor in community bank performance. Management decisions, especially regarding loan portfolio concentration, also were a contributing factor. Community ...
Journal Article
LDC lending after the crisis
Journal Article
Western banking turnaround
Journal Article
EU + Austria + Finland + Sweden + ?
Journal Article
Record earnings, but...
Journal Article
Interstate banking in the West
Journal Article
Southern California banking blues
Journal Article
Implementing the single banking market in Europe
Financial integration of the European Community requires actions by both the EC and its member states to create a common EC-wide competitive and regulatory environment. This paper focuses on the EC's creation of the single market for retail banking services. It tracks the EC legislative process and the adoption of EC directives designed to create the single market. The study also examines some of the costs and benefits associated with the single banking market. This paper evaluates the EC's success in creating the single market by examining the rate of implementation by the member states ...
Journal Article
U.S. banking turnaround
Journal Article
Integrating banking markets in the EC