Journal Article
Changes in Income Gaps Might Overstate Changes in Welfare Gaps
Zhu, Lijun; Sanchez, Juan M. (2015-07)
Changes in income of rich and poor households might overstate changes in welfare because the cost of goods favored by the rich is rising faster than the cost of goods consumed mainly by the poor and middle class.
The Regional Economist , Issue July

Journal Article
Student Loan Delinquency: A Big Problem Getting Worse?
Zhu, Lijun; Sanchez, Juan M. (2015)
A delinquency rate of 15 percent for all student loan borrowers implies a delinquency rate of 27.3 percent for borrowers with loans in repayment.
Economic Synopses , Issue 7

Journal Article
What Drives Household Debt?
Zhu, Lijun; Sanchez, Juan M. (2015)
Reduced credit creation, and not increased credit destruction, has been the key driver of the recent evolution of U.S. household debt.
Economic Synopses , Issue 22