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Author:Yeager, Timothy J. 

Conference Paper
Do Federal Home Loan Bank membership and advances lead to bank risk-taking?

Proceedings , Paper 707

Journal Article
An imperfect crystal ball

The futures market is not a perfect crystal ball. In some cases, it accurately forecasts what spot prices will be in the future. But not always.
The Regional Economist , Issue Jan. , Pages 10-11

Journal Article
The door is open, but banks are slow to enter insurance and investment arenas

Congress opened the door five years ago for banks to enter the insurance and investment arenas, but the expected rush has yet to occur. That's probably fine with critics, who feared that the return of universal banks would bring back Depression-like instability.
The Regional Economist , Issue Oct , Pages 4-9

Journal Article
The housing giants in plain view

These government-sponsored enterprises continue to make headlines because of their explosive growth and resulting heavyweight status within the nation's financial system.
The Regional Economist , Issue Jul , Pages 4-9

Journal Article
Community ties: does "relationship lending" protect small banks when the local economy stumbles?

The cover story examines why small banks aren't usually thrown for a loop when the local economy has a rough ride.
The Regional Economist , Issue Apr. , Pages 4-9

Journal Article
The foreclosure crisis in 2008: predatory lending or household overreaching?

At least early in the financial crisis, the high rate of foreclosures seemed to be due more to households' overreaching than to predatory lending. A disproportionate number of those being foreclosed on were well-educated, well-off and relatively young people.
The Regional Economist , Issue July , Pages 12-14

Journal Article
Down but not out: the future of community banks

The Regional Economist , Issue Oct

Journal Article
The two faces of banking : traditional loans and deposits vs. complex brokerage and derivative services

The Regional Economist , Issue Oct

Journal Article
"Cedars" deposits: will they fly?

Deposit-hungry community banks are turning to a new funding tool called the Certificate of Deposit Account Registry Service. The service says it can help smaller banks attract more jumbo deposits from local customers.
The Regional Economist , Issue Oct , Pages 10-11

Journal Article
Drive to efficiency leaves smallest banks behind

With higher overhead costs and lower fee income, small banks are in serious danger of getting lapped by their larger competitors. Can community banks find a way to stay on the track?
The Regional Economist , Issue Jul , Pages 12-13

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