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Author:Xu, Helen 

Discussion Paper
New Accounting Framework Faces Its First Test: CECL During the Pandemic

On January 1, 2020, most large and mid-sized U.S. banks adopted Current Expected Credit Losses (CECL), a new accounting standard for estimating allowances. Allowance for credit losses is an estimate of the amount that a bank is unlikely to recover from a financial asset.
FEDS Notes , Paper 2021-12-03-1

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