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Author:Williamson, Stephen D. 

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International financial intermediation and aggregate fluctuations under alternative exchange rate regimes

This paper presents a two-country overlapping generations model in which financial intermediation arises endogenously as an incentive-compatible means of economizing on monitoring costs. Because of the existence of transactions costs, money markets in the two countries are segmented and investors have differential access to international credit markets. The model is used to generate predictions about the role of international intermediation in economic development and to examine the nature of business cycle phenomena across alternative exchange rate regimes. Disturbances are propagated by a ...
Staff Report , Paper 112

Journal Article
Bank failures, financial restrictions, and aggregate fluctuations: Canada and the United States, 1870-1913

During 1870_1913, Canada had a well-diversified branch banking system while banks in the U.S. unit-banking system were less diversified. Canadian banks could issue large-denomination notes with no restrictions on their backing, while all U.S. currency was essentially an obligation of the U.S. government. Also, experience in the two countries with regard to bank failures and panics was quite different. A general equilibrium business cycle model with endogenous financial intermediation is constructed that captures these historical Canadian and American monetary and banking arrangements as ...
Quarterly Review , Volume 13 , Issue Sum , Pages 20-40

Journal Article
New Keynesian economics : a monetary perspective

In this article we construct a simple analytically tractable model to explore and evaluate New Keynesian ideas. First, we show that a New Keynesian model need not exhibit Phillips curve correlations in the absence of strategic price setting by firms. Second, we conclude that New Keynesian economics needlessly neglects monetary frictions and misses out on some key insights in the process. For example, it is important to understand how the central bank should manipulate monetary quantities to support particular nominal interest rate rules
Economic Quarterly , Volume 94 , Issue Sum , Pages 197-218

Working Paper
Scarce collateral, the term premium, and quantitative easing

A model of money, credit, and banking is constructed in which the differential pledgeability of collateral and the scarcity of collateralizable wealth lead to a term premium ? an upward-sloping nominal yield curve. Purchases of long-maturity government debt by the central bank are always a good idea, but for unconventional reasons. A floor system is preferred to a channel system, as a floor system permits welfare-improving asset purchases by the central bank.
Working Papers , Paper 2014-8

Conference Paper
Do informational frictions justify federal credit programs?

Proceedings

Journal Article
Interest Rate Control Is More Complicated Than You Thought

Setting the fed funds rate is just one step. The Fed also has to deal with the discount rate and the interest rate paid on reserves. Throw in a floor system (with a subfloor!) and overnight reverse repos, and you?ve got a process that is anything but simple.
The Regional Economist , Issue April

Conference Paper
Payment systems with random matching and private information

Proceedings , Issue Aug , Pages 551-572

Working Paper
Money and dynamic credit arrangements with private information

The authors construct a model with private information in which consumers write dynamic contracts with financial intermediaries.
Working Papers (Old Series) , Paper 9807

Journal Article
Monetary policy in the United States: a brave new world?

This article is a reflection on monetary policy in the United States during Ben Bernanke?s two terms as Chairman of the Federal Open Market Committee, from 2006 to 2014. Inflation targeting, policy during the financial crisis, and post-crisis monetary policy (forward guidance and quantitative easing) are discussed and evaluated.
Review , Volume 96 , Issue 2 , Pages 111-122

Report
Barter and monetary exchange under private information

We analyze economies with private information concerning the quality of commodities. Without private information there is a nonmonetary equilibrium with only high quality commodities produced, and money cannot improve welfare. With private information there can be equilibria with bad quality commodities produced, and sometimes only nonmonetary equilibrium is degenerate. The use of money can lead to active (i.e., nondegenerate) equilibria when no active nonmonetary equilibrium exists. Even when active nonmonetary equilibria exist, with private information money can increase welfare via its ...
Staff Report , Paper 141

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