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Commercial Banks Appear Resilient despite Pandemic
Data at the national and Eighth District state levels show banks improved their return on average assets in the first quarter, though challenges remain.
The Fed Offers New Tool to Meet Accounting Change
The new tool, called SCALE, is intended to help small banks calculate loan loss allowances under the current expected credit loss (CECL) standard.
Community Banking Conference Highlights PPP Research
The Paycheck Protection Program was the subject of several papers at this year’s community banking conference.
Bank Supervision Adapts to Pandemic Challenges
Communication between bank management and bank supervisors will remain vital to understanding the challenges banks are facing.
Fed Launches Second Tool to Help Community Banks Meet Accounting Standard
The Expected Losses Estimator (ELE) is a spreadsheet-based tool to help community banks calculate allowances for credit losses under the CECL standard.
Bankers Name Tightening Margins, Cybersecurity as Top Challenges
Tightening margins and technology concerns top the list of challenges for community bankers, according to the 2023 CSBS Annual Survey of Community Banks.
Regulating Fintech: One Size Does Not Fit All
As fintech companies make inroads into banking, they have raised regulatory issues at the state and federal levels.
Commercial Real Estate Market Stress Poses a Challenge to Banks
Remote work, higher interest rates and other factors have made commercial real estate lending more challenging for banks, particularly community banks.
Strong Earnings, Asset Quality Put U.S. Banks on Solid Ground
U.S. banks have strong fundamentals, but regulators are keeping an eye on credit quality as delinquency rates rise for certain consumer and commercial real estate loans.
Fed Releases Proposal for CRA Reform, Seeks Comments
The Fed and the OCC have both issued proposals for reforming CRA regulations. How do they differ?