Community Banking Conference Spotlights Research on Bank Failures
White, Carl (2025-12-11)
Learn about research, particularly around bank failures’ effects on businesses and the economy, presented at the 2025 Community Banking Research Conference.
On the Economy

Bank Supervision Adapts to Pandemic Challenges
White, Carl (2020-08-10)
Communication between bank management and bank supervisors will remain vital to understanding the challenges banks are facing.
On the Economy

Small Business Lending Gives a Boost to Banks
White, Carl (2020-09-30)
Small business loans are up 40% at community banks compared with a year ago, spurred on by the Paycheck Protection Program.
On the Economy

Fed Releases Proposal for CRA Reform, Seeks Comments
White, Carl (2020-10-29)
The Fed and the OCC have both issued proposals for reforming CRA regulations. How do they differ?
On the Economy

Digital Banking: A Look at the Playing Field
White, Carl (2020-12-31)
Fintech developments have turbocharged banking services competition, leading to more offerings or specialization.
On the Economy

Regulating Fintech: One Size Does Not Fit All
White, Carl (2021-02-24)
As fintech companies make inroads into banking, they have raised regulatory issues at the state and federal levels.
On the Economy

Consumer Protection in the Fintech Era
White, Carl (2021-03-28)
Fintech firms that offer banking services to consumers face a myriad of new regulations and a learning curve.
On the Economy

Banks See Challenges from Fintech Disruption
White, Carl (2021-04-29)
While banks have lost market share to fintech firms, they have also benefited from new financial technology—such as the use of RegTech and SupTech.
On the Economy

Commercial Banks Appear Resilient despite Pandemic
White, Carl (2021-06-03)
Data at the national and Eighth District state levels show banks improved their return on average assets in the first quarter, though challenges remain.
On the Economy

A Post-Mortem of the Paycheck Protection Program
White, Carl (2021-06-29)
The Paycheck Protection Program, which ended on May 31, involved thousands of lenders and $800 billion in small-business loans. How successful was the PPP?
On the Economy