Search Results
Journal Article
Concentration and profitability in non-MSA banking markets
An examination of the relationship between bank profitability and concentration using recent data from a sample of institutions drawn from non-metropolitan statistical area counties in Ohio and Pennsylvania.
Journal Article
Using financial data to identify changes in bank condition
An empirical study using an early-warning bank failure prediction model and call-report data to predict deterioration in a bank's condition.
Journal Article
Operational policies of multibank holding companies
Using a 1979 survey of the organizational structure of 65 bank holding companies in 12 states, the author investigates the relationship between holding company structure and the performance of bank subsidiaries.
Working Paper
Holding company interest-rate sensitivity: before and after October 1979
Since October 1979, market interest-rate movements have been frequent and large. Over the same time period, for a variety of reasons, competition has intensified in both bank loan and deposit markets. These developments have changed the benefits and costs of various types of asset/liability management strategies or alternatively a financial institution's level of interest-rate risk exposure. In this study, the rate-sensitivity postures of a sample of holding companies are examined over the 1977 to 1983 interval to determine whether and how asset/liability management strategies changed after ...
Working Paper
Multibank holding company organizational structure and performance
A study of how quantitative measures of the organizational centralization of 62 multibank holding companies relate to holding company profitability.
Journal Article
The impact of bank holding company consolidation: evidence from shareholder returns
A look at the expected net benefits of bank holding company consolidation by examining the behavior of the daily stock returns of a sample of 21 BHCs, using the event study technique.
Journal Article
Actual competition, potential competition, and bank profitability in rural markets
An empirical study of the relationship between market concentration and bank performance in rural markets, examining both actual and potential competition and controlling for risk, market share, and simultaneity.
Working Paper
Holding company organizational form and efficiency
An exploration of the impact of multibank holding company organizational centralization on subsidiary bank efficiency, using survey data on holding company structure and a profit-function approach.
Working Paper
Rival stock price reactions to large BHC acquisition announcements: evidence of linked oligopoly
An examination of whether multimarket contacts among geographically diversified bank holding companies adversely affect competition.