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                                                                                    Journal Article
                                                                                
                                            Policy update : New reforms for deposit insurance
                                        
                                        
                                        
                                        
                                                                                
                                    
                                                                                    Working Paper
                                                                                
                                            The consolidation of financial market regulation : pros, cons, and implications for the United States
                                        
                                        
                                        
                                        
                                                                                    
                                                                                                    The U.S. financial system has changed significantly over the last several decades without any major structural changes to the decentralized financial regulatory system, despite numerous proposals. In the past decade, many countries have chosen to consolidate their regulators into a newly formed "single regulator" or have significantly reduced the number of existing regulators in order to form a regulatory structure that more closely mirrors the current financial system ? one that is increasingly dominated by large financial conglomerates. This paper reviews the advantages and disadvantages ...
                                                                                                
                                            
                                                                                
                                    
                                                                                    Journal Article
                                                                                
                                            Antitrust analysis in banking : goals, methods, and justifications in a changed environment
                                        
                                        
                                        
                                        
                                                                                    
                                                                                                    During recent decades banking markets have changed considerably. Nevertheless, banking antitrust analysis continues to follow the same basic philosophy laid down 40 years ago by the Supreme Court. Does the change in banking markets imply the need to alter antitrust analysis in banking? This article reviews the methods of antitrust analysis and discusses justifications for them. The article concludes that the means of analysis continues to make sense regardless of a changed environment.
                                                                                                
                                            
                                                                                
                                    
                                                                                    Journal Article
                                                                                
                                            The consolidation of financial regulation: pros, cons, and implications for the United States
                                        
                                        
                                        
                                        
                                                                                    
                                                                                                    The U.S. financial system has changed significantly over the last several decades without any major structural changes to the decentralized financial regulatory system, despite numerous proposals. In the past decade, many countries have chosen to consolidate their regulators into a newly formed "single regulator" or have significantly reduced the number of existing regulators in order to form a regulatory structure that more closely mirrors the current financial system -- one that is increasingly dominated by large financial conglomerates. This paper reviews the advantages and ...
                                                                                                
                                            
                                                                                
                                    
                                                                                    Journal Article
                                                                                
                                            Policy update: Fed to begin paying interest on reserves