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Journal Article
Business forecasts 1978 : a year of moderate economic growth
An abstract for this article is not available
Working Paper
Interest rate expectations and the demand for short-term business credit
Short-term credit plays an essential part in the business financing process. In view of its importance in the nation's credit structure, the market for short-term business credit receives a great deal of attention from financial analysts.
Conference Paper
Technology and security policy
Journal Article
Perspectives on Fifth District banking : 1960-1976
An abstract for this article is not available
Journal Article
Fraud containment
Journal Article
Emergence of immediate funds transfer as a general-purpose means of payment
Immediate funds transfer (IFT) is a highly convenient, certain, secure, and economical means of payment using bank money. IFT is not available in the U.S. banking system, except for large-value business payments, interbank transfers, and specialized financial market transactions. This article examines the successful experience with IFT in Mexico, South Africa, Switzerland, and the UK and concludes that payment system governance is the principal barrier to IFT innovation in the U.S.
Journal Article
Loan commitments to business in United States banking history
An abstract for this article is not available.
Journal Article
Electronic payments in retrospect
Contrary to expectations, the growth rate of total ACH payments handled by private and public processors has been slowing, not increasing. Such payments will never materially supplant checks until certain legal and institutional changes are made.
Working Paper
Determinants of correspondent banking relationships with the Federal Reserve System
In addition to its central banking responsibilities, the Federal Reserve System also plays an important role in correspondent banking. The twelve Federal Reserve banks supply services, including check collection, wire transfer of funds, provision of currency and coin, and safekeeping of securities to thousands of financial institutions.
Journal Article
Performance characteristics of high-earning minority banks
An abstract for this article is not available.