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Journal Article
Rising protectionist threat creates risks for Texas
Expanding trade has brought jobs and business to Texas, but has left the state particularly vulnerable to antitrade actions. Texas would suffer greatly if the U.S. and other countries implement protectionist measures.
Journal Article
Spotlight: Financial services: Banking within reach of more Mexicans
In 2008-09, Mexico was wracked by the global financial crisis, suffering its largest one-year economic contraction since at least the 1930s. But the banking sector withstood the shock and made important strides in one area--bringing previously unbanked households into the financial system. Boosting Mexico's economic development by helping small businesses fulfill their potential depends on improving access to finance and fully linking these engines of economic growth and opportunity to the formal economy.
Journal Article
Mexico's new banking measures aim to increase credit, transparency
The overhaul of Mexico?s banking laws, enacted as part of President Enrique Pea Nieto?s wideranging economic and business structural changes, is designed to increase credit to small and medium-sized businesses while enhancing regulatory oversight and transparency.
Journal Article
Eleventh District Banks Confront Challenging Energy, Rate Situation
Regional banks continue to navigate through the reality of depressed, though stable, energy prices. The institutions? performance slipped behind that of their counterparts nationally in 2016.
Journal Article
Robust regional banking sector faces new economic hurdles
Profitability held steady at Eleventh District banks in 2014 as they continued outperforming their counterparts nationwide. However, rising interest rates and lower oil prices have emerged as potential tests for the region?s institutions.
Journal Article
Laying the foundation for a mortgage industry in Mexico
Journal Article
Did home equity restrictions help keep Texas mortgages from going underwater?
With relatively stable house prices in Texas, the incidence of underwater mortgages was a fraction of what occurred in hard-hit states.
Journal Article
Mexico emerges from 10-year credit slump
Journal Article
Mexican banks get ahead of new global capital standards
Mexico is a prominent example of an emerging-market economy with a world-class macroeconomic policy framework and stable financial system.
Journal Article
Risks mount for Eleventh District banks amid energy weakness
Relatively low energy prices have slowed economic expansion and diminished prospects for Eleventh District banks. Though regional institutions outperformed their peers nationally in 2015, loan growth slowed and profitability declined, leading to a guarded outlook for 2016.