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Author:Ritter, Joseph A. 

Working Paper
Committing and reneging: a dynamic model of policy regimes.

Actual policy decisions are made in real time and are not irrevocable. These observations are mundane, but most policy modeling has neglected them. We show that when policy is made in an environment of uncertainty, costs of switching policies give the option to wait positive value. This insight has several implications: First, the option to wait itself makes the incumbent regime relatively more attractive (compared to the traditional once-and-for-all analysis). Second, the option to wait means that increased uncertainty makes the incumbent regime more attractive. Third, because the commitment ...
Working Papers , Paper 1999-020

Working Paper
Commitment as irreversible investment

Considering time inconsistency as a problem of irreversible investment brings some neglected points to the fore. Making a policy choice in real time and under current conditions emphasizes the importance of the timing of commitment, the regret over past decisions, and the option value of not committing. This paper applies these concepts to monetary policy, banking regulation, and capital taxation.
Working Papers (Old Series) , Paper 9217

Journal Article
Search-theoretic models of international currency - commentary

Review , Volume 78 , Issue May , Pages 133-135

Journal Article
An outsider's guide to real business cycle modeling

Review , Issue Mar , Pages 49-60

Conference Paper
Search-theoretic models of international currency - commentary

Proceedings , Volume 78 , Issue May , Pages 133-135

Working Paper
The transition from barter to fiat money

How did it become possible to exchange apparently valueless pieces of paper for goods? This paper provides an equilibrium account of the transition between barter and fiat money regimes. The explanation relies on the intervention of a self-interested government which must be able to promise credibly to limit the issue of money. To achieve credibility, the government must offset the benefits of seigniorage by internalizing some of the macroeconomic externalities generated by the issue of fiat money. The government's patience and the extent of its involvement in the economy are key determinants ...
Working Papers , Paper 1994-004

Working Paper
Valuable jobs and uncertainty

Little attention has been given to the link between variation in a firm's circumstances and the resolution of agency problems that pervade the relationship between a firm and its employees. We construct stochastic versions of standard efficiency-wage and performance-bonding models and find that this connection has important and apparently inescapable consequences. Compensation levels depend on characteristics of the firm. The possibility of the firm's exit drive an important counterfactual prediction in both classes of model: compensation rises in dying firms. This result illustrates the need ...
Working Papers , Paper 1997-005

Journal Article
Feeding the national accounts

A complex tracking system, the National Income and Product Accounts (NIPA) is used to measure and monitor the U.S. economy. This article surveys the main data sources currently used in the NIPA. It is not primarily an article about methodology, but focuses instead on the raw inputs to the process: Who is answering what kinds of questions? Closer acquaintance with the data sources behind the accounts highlights the considerable uncertainty about exact magnitudes of various aggregate quantities (and their growth rates) and the need for ongoing evaluation of the data-collection efforts that ...
Review , Volume 82 , Issue Mar , Pages 11-20

Working Paper
Low-powered incentives

We study low-powered incentives in a model that captures important features of workplaces in which incentive-pay approaches are minimally relevant. Our motivation is that incentive pay, while not rare, is clearly far less common than are agency problems: many firms with agency problems nonetheless pay fixed compensation and offer continued employment to all but those workers judged "unsatisfactory" according to largely subjective criteria. We find that low-powered incentives can achieve efficient outcomes in simple workplaces and function surprisingly well even when the environment is ...
Working Papers , Paper 1999-005

Journal Article
Opening Pandora's box: the measurement of average wages

Review , Volume 78 , Issue Mar , Pages 15-21

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