Journal Article
The reduced form as an empirical tool: a cautionary tale from the financial veil
Craig, Ben R.; Richardson, Christopher A. (1996-01)
An analysis of the limitations of the reduced-form empirical strategy as a method of testing the Modigliani-Miller model of corporate financial structure, demonstrating that an empirical strategy that is not closely tied to an underlying economic theory of behavior will usually yield estimates that are too imprecise or too unreliable to form a basis for policy.
Economic Review , Issue Q I , Pages 16-25

Conference Paper
The impact of bank consolidation on CRA business lending
Richardson, Christopher A.; Samolyk, Katherine A. (2001)
Proceedings , Paper 771