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Journal Article
The corner store: investing in a "sense of place"
Journal Article
Affordable housing in high cost areas : an introduction
Journal Article
Return on investment: the mixed balance sheet of community development research
Research can help us to make programs more efficient, helping more people for less public outlay.
Journal Article
Crossing borders, creating communities
Conference Paper
Improving evaluation and metrics in youth financial education
The Federal Reserve Bank of San Francisco, the Take Charge America Institute at the University of Arizona, and the Federal Reserve Bank of Minneapolis invited a small group of researchers and practitioners to discuss how to improve the evaluation and metrics of youth financial education programs. The meeting focused specifically on youth ? which we defined as individuals under the age of 25 ? in an effort to distinguish this effort from others that have discussed financial education research more broadly. The goal for the meeting was to help create a research agenda that would move the field ...
Journal Article
Moving beyond mission: effectively funding the nonprofit organization
Nonprofits are struggling to meet increased demand for services at the same time that their sources of funding have declined. The need to rethink nonprofit capital structure is greater than ever.
Working Paper
Stuck in Subprime? Examining the Barriers to Refinancing Mortgage Debt
Despite falling interest rates and major federal policy intervention, many borrowers who could financially gain from refinancing have not done so. We investigate the rates at which, relative to prime borrowers, subprime borrowers seek and take out refinance loans, conditional on not experiencing mortgage default. We find that starting in 2009, subprime borrowers are about half as likely as prime borrowers to refinance, although they still shop for mortgage credit, indicating their interest in refinancing. The disparity in refinancing is driven in part by the tightened credit environment ...