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Journal Article
Asset building and the wealth gap
Building and maintaining financial security is increasingly difficult for a growing portion of American households. Wealth is less prevalent in middle-class households and increasing among the already well-to-do. At the same time, poverty is growing and concentrating disproportionately among the nonwhite population. As the cost of living outpaces income and wealth accumulation, a majority of U.S. households are ill-prepared for financial emergencies or retirement.
Report
Community outlook survey
In July 2010, the Federal Reserve Bank of Dallas launched the Community Outlook Survey, a quarterly online survey to assess community and economic development in the Eleventh District of the Federal Reserve System--Texas, northern Louisiana and southern New Mexico. ; This seven-question survey focuses on changes in financial well-being for low- and moderate-income (LMI) populations as well as service providers' capacity to serve the needs of these clients. The Bank uses providers' responses to measure increases / decreases / unchanged conditions from the previous quarter as well as ...
Journal Article
Notes from the field: interview with city of Fort Worth's Homelessness Program Director
In March the Federal Reserve Bank of Dallas interviewed Otis Thornton, Homelessness Program Director at the City of Fort Worth, to discuss the fundamentals of homelessness and efforts to combat it.
Journal Article
Concentrated poverty in the eleventh district
This issue of Banking and Community Perspectives analyzes the dynamics of concentrated poverty in rural and urban settings.
Journal Article
Q & A with Paul A. Jargowsky
An associate professor at the University of Texas at Dallas, Jargowsky directs the Bruton Center for Development Studies, which researches urban and regional development policies and trends, and the Texas Schools Project, which studies educational issues. His research interests center on the geographic concentration of poverty and residential segregation by race and class.
Journal Article
Entrepreneurship in the changing economy: from survival to sustainability
This issue of Banking and Community Perspectives offers an overview of the ideas presented at "Entrepreneurship in the Changing Economy: From Survival to Sustainability." This forum took place on Oct. 14, 2009, in Dallas, Houston and San Antonio. Speakers from the Ewing Marion Kauffman Foundation, Small Business Administration and Aspen Institute gave national perspectives on entrepreneurship in the changing economy.
Journal Article
Community Health Centers: successes and challenges
Community health centers (CHCs) played an important role during the recent economic recession as the demand for their services grew significantly. Recently, the Federal Reserve Bank of Dallas interviewed Jose E. Camacho, executive director/general counsel at the Texas Association of Community Health Centers, to learn more about the challenges his constituents now face.
Journal Article
Retooling affordable housing strategies: case studies of local finance options
Some local communities are discovering that affordable housing and community development programs can flourish even with reduced federal backing.