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Journal Article
What price convenience: the ATM surcharge debate
Millions of Americans are hooked on the convenience of ATMs. But ready cash is getting more expensive. Should policymakers butt in or let the marketplace decide?
Journal Article
Is the Era of Overdraft Fees Over?
Some U.S. banks are cutting back overdraft fees and offering lower-cost alternatives in response to pressure from consumers, competitors and regulators.
Journal Article
Recovery continues for banks in district, nation
Bank earnings were up moderately at the national level but were mixed in District states in the second quarter of 2012, while asset quality improved once again across all states. Overall, the District and national banking industries are in considerably better shape now than they were one year ago.
Journal Article
A Look at Corporate Inversions, Inside and Out
Much attention has been paid lately to corporate inversions, in which U.S.-based multinational corporations move their parent companies to countries where taxes are lower. Past attempts to curtail such tax avoidance have had some success, but companies always find a way around the new rules. Would lowering tax rates in the U.S. help?
Journal Article
District banks’ profits are up, asset quality is not
Bank earnings rose dramatically in the Eighth District and U.S. peer institutions in the first quarter of 2011, primarily because of a sharp drop in funds set aside to cover future loan losses.
Journal Article
Bank performance continues on meandering path
The slight uptick in bank earnings experienced by District banks and their U.S. peers in the third quarter did not carry over into the final quarter of 2011.
Journal Article
The name is bond--indexed bond
Will the Treasury Department's new inflation-indexed bond prove to be the bond "with the Midas touch"?
Journal Article
District, U.S. peer banks still navigating difficult waters
Journal Article
Eighth district banks' recipe for profits
Declining interest rates and improved asset quality set a bountiful table for banks in the Eighth Federal Reserve District in 1992. A look back at a satisfying year in banking.