Journal Article
One-stop shopping: milk, eggs, and car loans
Nash, Betty Joyce (1996-04)
A growing number of financial institutions have opened branches inside supermarkets. The move helps to improve market access and boost service and revenues.
Cross Sections , Volume 13 , Issue Spr , Pages 12-14

Journal Article
Shrinking beaches, swelling problems
Nash, Betty Joyce (1996-07)
Man and nature war over beaches. Who wins? Who loses? Who pays?
Cross Sections , Volume 13 , Issue Sum , Pages 18-23

Journal Article
Hotter than Arizona & Florida?
Nash, Betty Joyce (1996-01)
The mountains and coastal areas of the region are attracting more of the nation's retirees. But the region's geography isn't the only draw. Just what makes the Fifth District such a hot spot for retirees?
Cross Sections , Volume 13 , Issue Win , Pages 1-5

Journal Article
Pollution allowances help clear the air
Nash, Betty Joyce (1996-01)
Swapping of pollution allowances in the marketplace gives utilities greater flexibility in curbing sulfur dioxide emissions and ultimately leads to cleaner air.
Cross Sections , Volume 13 , Issue Win , Pages 6-11

Briefing
Where are households in the deleveraging cycle?
Nash, Betty Joyce; Bauer, Andrew (2012-01)
The ratio of household debt to disposable personal income fell rapidly during the recession of 2007-09 as consumers defaulted on loans, paid down debt, and took out fewer loans. According to some economists, this household debt reduction ? "deleveraging" ? has constrained consumer spending, contributing to a longer, deeper recession and a slower recovery. As households strengthen their balance sheets, their ability to take on new debt to finance consumption is improving, but household debt remains elevated by historical standards, and other determinants of consumer spending remain weak.
Richmond Fed Economic Brief , Issue Jan

Briefing
Can orderly liquidation solve the problems of bailouts and bankruptcies?
Pellerin, Sabrina; Nash, Betty Joyce; Walter, John R. (2012-09)
In response to the financial crisis of 2007?09, Congress created the Orderly Liquidation Authority (OLA), a new regime for winding down systemically important financial institutions (SIFIs) that become troubled. The OLA provisions address two conflicting goals: mitigating threats to the financial system associated with bankruptcy and minimizing moral hazard associated with government bailouts. This Economic Brief compares OLA provisions to bankruptcy procedures. Although the OLA process could be quicker and more flexible than bankruptcy, it may not limit systemic risk without increasing moral ...
Richmond Fed Economic Brief , Issue Sep

Briefing
Small business lending during the recession
Nash, Betty Joyce; Zeuli, Kimberly (2011-02)
Access to credit enables businesses to smooth income streams and take advantage of growth opportunities. Without credit, a business may be forced to cut production or restrain growth. If credit constraints affect businesses across economic sectors, the result could be widespread declines in production and employment. Since the recession started in 2007, there has been a growing concern that small businesses may lack adequate access to credit. This Economic Brief examines the complexity of small business credit issues
Richmond Fed Economic Brief , Issue Feb

Journal Article
Upfront - Economic news across the region
Courtois, Renee; Nash, Betty Joyce; Van Den Berg, David (2009-01)
Various articles on the Federal Reserve 5th District.
Economic Quarterly , Volume 13 , Issue Win

Journal Article
Campus plastic : college students cope with unsecured debt
Nash, Betty Joyce (2006-10)
Econ Focus , Volume 10 , Issue Fall , Pages 32-35

Journal Article
Flexible workforce: the role of temporary workers in recession and recovery
Nash, Betty Joyce; Romero, Jessica Sackett (2011-01)
Related links:> https://www.richmondfed.org/-/media/richmondfedorg/publications/research/econ_focus/2011/q1/feature1_weblinks.cfm
Econ Focus , Volume 15 , Issue 1Q , Pages 21-23, 38