The Broad, Continuing Rise in U.S. Credit Card Debt Delinquency
Sanchez, Juan M.; Mori, Masataka (2024-05-14)
An analysis examines the continuing rise in U.S. credit card delinquency through the share of people late on their payments and the share of debt that’s past due.
On the Economy

Journal Article
Understanding the Recent Evolution of Auto Loans by Income Level
Sanchez, Juan M.; Mori, Masataka (2024-05-30)
Per-person auto loans in the richest 10% of zip codes stayed constant for 2016-24, while in the poorest 10% of zip codes they have climbed steadily since 2011.
Economic Synopses , Issue 12 , Pages 3 pages

What Drove the Growth in Credit Scores during the COVID-19 Pandemic?
Sanchez, Juan M.; Mori, Masataka (2023-12-19)
The percentage of people with “good” credit rose sharply during the pandemic, driven both by borrowers improving their credit and by those preserving their good credit score.
On the Economy

Share of Americans in Financial Distress Reaches High Levels
Sanchez, Juan M.; Mori, Masataka (2023-12-26)
A smaller share of Americans were in financial distress in 2021 than before the pandemic. Depending on the type of debt, the incidence of financial distress has returned to a high level in 2023.
On the Economy

Journal Article
The Role of Credit Scores in the Recent Rise in Credit Card Delinquency
Sanchez, Juan M.; Mori, Masataka (2023-08-18)
Researchers Sánchez and Mori examine the relationship between rising credit scores during the COVID-19 pandemic and subsequent increases in credit card delinquencies.
Economic Synopses , Issue 20 , Pages 2 pages

Journal Article
Uneven Consumption Growth in the COVID-19 Economic Recovery
Sanchez, Juan M.; Mori, Masataka (2024-06-28)
Are richer households driving the boom in post-pandemic consumption? It may be the case in the U.S., as consumption growth is faster in goods and services with higher income elasticity.
Economic Synopses , Issue 13 , Pages 3 pages