Working Paper
The effect of capital on portfolio risk at life insurance companies
Mondschean, Thomas H.; Brewer, Elijah; Strahan, Philip E. (1992)
Working Paper Series, Issues in Financial Regulation , Paper 92-29

Conference Paper
The impact of deposit insurance reform on market discipline in Poland
Opiela, Timothy P.; Mondschean, Thomas H. (1998)
Proceedings , Paper 603

Working Paper
Bank time deposit rates and market discipline in Poland: the impact of state ownership and deposit insurance reform
Opiela, Timothy P.; Mondschean, Thomas H. (1998)
This paper examines the impact of ownership structure and changes in the deposit insurance system on the market for bank time deposits in Poland. In an environment of less restrictive bank supervision and a deposit insurance policy that favored state banks, we find depositors exacted a price for risk taking. After a new law increasing coverage for private banks went into effect, however, bank specific variables became less important in explaining differences in deposit interest rates. We report that the three fully guaranteed state banks pay significantly lower rates that private banks. ...
Working Paper Series , Paper WP-98-13

Working Paper
A Model of borrowing and lending with fixed and variable interest rates
Mondschean, Thomas H. (1989)
Working Paper Series, Issues in Financial Regulation , Paper 89-17

Journal Article
Banking reform in a transition economy: the case of Poland
Opiela, Timothy P.; Mondschean, Thomas H. (1997-03)
Polish banks have been weakened by large loan losses and low capital. Recapitalization and better economic conditions have strengthened the industry, but problems remain, especially among some large state-owned banks. Continued improvement of the banking system will require additional domestic or foreign capital to strengthen reserves and to modernize operations.
Economic Perspectives , Volume 21 , Issue Mar , Pages 16-32

Working Paper
An empirical test of the incentive effects of deposit insurance: the case of junk bonds at savings and loan associations
Brewer, Elijah; Mondschean, Thomas H. (1991)
Working Paper Series, Issues in Financial Regulation , Paper 91-18

Report
Commercial bank capacity to pay interest on demand deposits: evidence from large weekly reporting banks
Brewer, Elijah; Mondschean, Thomas H. (1988)
Staff Memoranda , Paper 88-8

Journal Article
Market value accounting for commercial banks
Mondschean, Thomas H. (1992-01)
Economic Perspectives , Volume 16 , Issue Jan , Pages 16-31

Conference Paper
The effect of capital on portfolio risk at life insurance companies
Mondschean, Thomas H.; Brewer, Elijah; Strahan, Philip E. (1993)
Proceedings , Paper 407

Journal Article
Ex ante risk and ex post collapse of S&Ls in the 1980s
Brewer, Elijah; Mondschean, Thomas H. (1992-07)
Economic Perspectives , Volume 16 , Issue Jul