Working Paper
A literature review on the effectiveness of financial education
Martin, Matthew (2007)
This survey summarizes current research on financial literacy efforts. Because most financial literacy programs are relatively new, much of the literature reviewed here is also new and part of a field that is still developing as a program of research. However, we can conclude that financial education is necessary and that many existing approaches are effective. Among the findings are that some households make mistakes with personal finance decisions; mistakes are more common for low income and less educated households; there is a causal connection between increases in financial knowledge and ...
Working Paper , Paper 07-03

Journal Article
District/State economic conditions: District economic overview
Martin, Matthew (2007-04)
Econ Focus , Volume 11 , Issue Spr , Pages 52-53

Journal Article
District/State economic conditions : District economic overview
Martin, Matthew (2007-10)
Econ Focus , Volume 11 , Issue Fall , Pages 44-45

Journal Article
District/State economic conditions: District economic overview; State economic conditions
Martin, Matthew; Holmes, Andrea (2007-01)
Econ Focus , Volume 11 , Issue Win , Pages 56-63

Discussion Paper
Hurricane Helene: What We Are Learning
Greene, Bethany; Martin, Matthew (2024-10-25)
As a regional Reserve Bank, we keep a pulse on the Fifth District economy using a variety of sources, including anecdotal information from contacts in our region. To supplement our initial analysis on the economic impact of Hurricane Helene, we've compiled some early insights that detail how our Fifth District communities are grappling with the storm's aftermath.
Regional Matters

Journal Article
District/State economic conditions : District economic overview
Martin, Matthew (2007-07)
Econ Focus , Volume 11 , Issue Sum , Pages 40-41

Journal Article
District economic overview and State economic conditions
Martin, Matthew; Holmes, Andrea (2006-10)
Econ Focus , Volume 10 , Issue Fall , Pages 56-63

Journal Article
District/State Economic Conditions: District economic overview and State economic conditions
Martin, Matthew (2008-01)
Econ Focus , Volume 12 , Issue Win , Pages 40-47

Discussion Paper
What Businesses Are Saying: Activity Up, but Expectations Mixed
Bauer, Andrew; Haltom, Renee Courtois; Martin, Matthew (2025-09-19)
The Richmond Fed is an on-the-ground Reserve Bank. Our economic sensing team is constantly in the Fifth District, meeting with firms across industries to put together — piece by piece — a picture of where the economy stands. With the help of a robust network of business leaders willing to share what they're seeing, thinking and planning, we can get a regular pulse on the economy and check in on specific sectors as needed on an ad hoc basis.On-the-ground sensing provides critical information toward our real-time understanding of the economy. Sensing is a supplement to our in-house surveys ...
Regional Matters

Journal Article
District/State economic conditions : State economic conditions
Martin, Matthew (2007-10)
Econ Focus , Volume 11 , Issue Fall , Pages 46-51