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Author:Luckett, Charles A. 

Journal Article
Recent financial behavior of households

Federal Reserve Bulletin , Issue Jun , Pages 437-443

Journal Article
Survey of finance companies, 1996

Finance companies are major suppliers of credit to consumers and businesses. The sector is made up of roughly 1,250 nondepository financial institutions, with 20 firms accounting for three-fourths of the receivables. The Federal Reserve System has been surveying the assets and liabilities of finance companies, typically at five-year intervals, since June 1955. This article summarizes the results of the 1996 survey. Special features of that survey are a breakdown of automobile leases into consumer and business components and, relative to previous surveys, greater detail on the composition of ...
Federal Reserve Bulletin , Volume 83 , Issue Jul

Journal Article
Home equity lending: evidence from recent surveys

Federal Reserve Bulletin , Issue Jul , Pages 571-583

Journal Article
Mortgage refinancing

Federal Reserve Bulletin , Issue Aug

Journal Article
Recent developments in home equity lending

The equity that has accumulated in homes is one of the largest components of U.S. household wealth. In recent years, many homeowners have borrowed large amounts against that equity, frequently to finance new consumption expenditures or pay down outstanding consumer debt. In view of the growing importance of home equity credit in household finances, the Federal Reserve has for a number of years participated in nationwide surveys of the use of home equity loans. This article presents findings from a 1997 survey and from other sources of information on home equity lending.
Federal Reserve Bulletin , Volume 84 , Issue Apr

Journal Article
Household sector borrowing and the burden of debt

Federal Reserve Bulletin , Issue Apr

Journal Article
Payment of household debts

Federal Reserve Bulletin , Issue Apr , Pages 218-229

Journal Article
Household borrowing in the recovery

Federal Reserve Bulletin , Issue Mar , Pages 153-160

Journal Article
Home equity lines of credit

Federal Reserve Bulletin , Issue Jun , Pages 361-373

Journal Article
Adjustable-rate financing in mortgage and consumer credit markets

Federal Reserve Bulletin , Issue Nov

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