Conference Paper
Internal ratings, the business cycle, and capital requirements: some evidence from an emerging market economy
Segoviano, Miguel Angel; Lowe, Philip (2002)
The concept of risk-based capital requirements enjoys widespread support. Effective implementation, however, requires that risk be measured accurately both across borrowers and across time. Under the New Capital Accord, the cornerstone of this risk measurement process is the rating of the borrower. In this paper we use the ratings assigned by individual Mexican banks to examine how measured credit risk for these banks has changed since the financial crisis in the mid 1990s. We then examine the implications of these changes for regulatory capital under the proposed changes to the Basel Capital ...
Conference Series ; [Proceedings]

Conference Paper
Payments system reform : the Australian experience
Lowe, Philip (2005-05)
Proceedings – Payments System Research Conferences , Issue May , Pages 269- 278

Conference Paper
Nonbanks in the payments system: a central bank perspective
Lowe, Philip (2007)
Proceedings – Payments System Research Conferences

Conference Paper
Nonbanks in the payments system: central bank perspectives: general discussion - Nonbanks in the Dutch retail payments system: a central bank perspective
Hoenig, Thomas M.; Lowe, Philip; Klopper, Philip (2007)
Proceedings – Payments System Research Conferences