Amplifying Small-Business Voices
Locke, Lisa J. (2022-09-07)
The Fed is looking for nonprofit partners to distribute the Small Business Credit Survey and help reach small firms underrepresented in other surveys.
Open Vault

Journal Article
Yes, We’re Open: Eighth District Small Businesses Forge Ahead
Locke, Lisa J. (2021-06-01)
Dive into recent Eighth District findings from the Fed’s 2021 Small Business Credit Survey (SBCS).
Bridges , Volume 2021 (2)

Journal Article
Bank On and Its Impact in the Eighth Federal Reserve District
Locke, Lisa J.; Gutkowski, Violeta A. (2023-03-28)
An analysis of Bank On data describes how the initiative works to bring affordable banking products to unbanked and underbanked Eighth District households.
Bridges

Report
Bank On National Data Hub: Findings from 2024
Eggleston, Mike; Locke, Lisa J. (2025-11-13)
Bank On-certified accounts received $260 billion in deposits in 2024. This report examines annual data on Bank On account openings, usage and online access.
Community Development Publications and Reports

Report
Bank On National Data Hub: Findings from 2022
Locke, Lisa J.; Gutkowski, Violeta A. (2023-11-08)
More than 17 million Bank On-certified accounts across 87% of U.S. ZIP codes have been opened through the end of 2022—a 24% increase from the previous year.
Community Development Publications and Reports

Report
Bank On National Data Hub: Findings from 2023
Locke, Lisa J.; Chalise, Nishesh (2024-11-12)
Bank On-certified accounts received $174 billion in deposits in 2023. This report examines annual data on Bank On account openings, usage and online access.
Community Development Publications and Reports