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Bank On National Data Hub: Findings from the First Year
Since 2009, the FDIC has conducted its National Survey of Unbanked and Underbanked Households to assess the number of U.S. households without a bank account at an insured institution, as well as those who have a bank account, but have accessed alternative financial services in the last 12 months. The estimate of households that are unbanked or underbanked is currently at its lowest point. However, the survey notes that millions of Americans are still operating their households and businesses on the sidelines of the financial mainstream because they feel they either “do not have enough money ...