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Journal Article
Economic development in rural Wisconsin: developing a 21st century response to compete in today’s global marketplace
In October 2011, the Federal Reserve Bank of Chicago?s Community Development and Policy Studies division co-sponsored a two-day conference that explored and discussed policies that speed, strengthen, and enhance economic development in Wisconsin?s rural areas to increase their competitiveness in today?s global economy. This article summarizes key points from presentations and discussions at the symposium. ; Over 150 participants, representing community banks in the Seventh Federal Reserve District, economic development/finance agencies, small business owners, researchers, and policymakers, ...
Journal Article
An informed discussion of the earned income credit--Milwaukee
The Earned Income Tax Credit (EITC) continues to be a controversial public benefit tool. The EITC was last highlighted in the Profitwise Winter 2003 edition, available at: www.chicagofed.org/community-development/profitwise.cfm.
Journal Article
Examining successful collaborations and ongoing barriers to foreclosure prevention
In November 2008, the Federal Reserve Bank of Chicago?s Consumer and Community Affairs division convened ?Examining Successful Collaborations and Ongoing Barriers to Foreclosure Prevention.? The foreclosure crisis has continued to impact the nation, including the Federal Reserve?s Seventh District; this conference was one in a series that the Chicago Fed has organized since the foreclosure crisis emerged. The conference brought together experts who addressed the issues and concerns surrounding Wisconsin?s increasing number of foreclosures. This article briefly summarizes key information ...
Journal Article
Investing in Healthy Rural Communities – Lessons Learned and Future Directions
The Federal Reserve System and the Robert Wood Johnson Foundation (RWJF) created the Healthy Communities Initiative to enrich the debate on how cross-sector and place-based approaches might revitalize neighborhoods and communities, while improving health and well-being for residents. A large body of research and evidence demonstrates inextricable linkages between economic success and physical and mental well-being. People who live in economically challenged areas endure more stress, are more likely to report their own physical and mental health as being just ?fair? or ?poor,? are more prone ...
Journal Article
Community development financial institutions: at the crossroads in Wisconsin
Wisconsin has 21 community development financial institutions (CDFIs). Collectively, approximately $1.5 billion has been allocated to these organizations since the inception of the CDFI Fund at the U.S. Treasury.1 In addition, Wisconsin community development organizations have been awarded approximately $1.3 billion in New Markets Tax Credits; 41 percent of this amount went to CDFIs.2
Journal Article
Wisconsin moves forward to address foreclosures: a conference review
In March 2008, CCA convened ?Wisconsin Moves Forward to Address Foreclosures.? The conference was a continuation of a series of conferences that has focused on the rapid rise of foreclosures in the Federal Reserve?s Seventh District, their effects, and efforts to intercede. Conference participants have learned from experts their leading ideas, best practices and models for addressing the mounting level of foreclosures and their ill effects both in Wisconsin and the broader Midwest. This article briefly summarizes the March conference.
Journal Article
Exploring the Nexus between the Community Reinvestment Act (CRA) and the Affordable Care Act (ACA)
Banks and Nonprofit Hospitals: Partners in Community Development? How Banks and Nonprofit Hospitals Can Collaborate on Community Building and Health Outcome Improvement
Journal Article
Foreclosures in Wisconsin: responses and resources for living beyond thebubble
In November 2009, the Federal Reserve Bank of Chicago?s Consumer and Community Affairs division convened ?Foreclosures in Wisconsin: Responses and Resources for Living Beyond the Bubble.? This conference was one in a series that have been held over the past several years to help address Wisconsin?s escalating residential mortgage foreclosures. The conference featured experts from the lending industry, nonprofits, government, policy institutions, and the judicial system to discuss how Wisconsin might best deploy resources to respond to the aftermath of the housing bubble and stem foreclosures. ...
Journal Article
High profile predatory lending cases
This article provides an update on litigation to address predatory lending. The Federal Trade Commission (FTC) has been leader in the fight against deceptive and abusive mortgage lending and has consistenly waged a vigorous enforcement effort to eradicate predatory practices by lenders. The National Association of Attorney General (NAAG) has also been a major force combating predatory lending through a combined and coordinated effort by state officials. Further, some cases have been settled through a joint effort of the governmental agencies and private plaintiffs' counsel. In the past year, ...
Journal Article
Employment Challenges for the Formerly Incarcerated
The U.S. economy is on a historic run of job creation, with 76 straight months of job growth as of June 2016. Many firms are looking for new pools of talent as traditional pools are increasingly absorbed by rising employment. Wages are beginning to rise more rapidly than they have for several years, with ADP?s Workforce Vitality Report for Q1 2016 estimating annual wage growth for full-time job holders of 4.7 percent. The strengthening labor market provides an opportunity for both employers and policymakers to reconsider the status of subgroups that face distinct barriers to the job market. ...