Journal Article
Redlining or red herring?
Robinson, Kenneth J.; Gunther, Jeffery W.; Klemme, Kelly (1999-05)
Southwest Economy , Issue May , Pages 8-13

Report
Small Banks Squeezed
Klemme, Kelly; Gunther, Jeffery W. (2012)
With consistent loan quality and resilient lending activity, community banks?and the traditional banking model they represent?can be a much-needed force for financial stability. Unfortunately, they?ve struggled to maintain market share, partly as a result of unintended consequences of public policy.
Annual Report

Journal Article
Eleventh District community banks outperform peers despite weaker credit quality
Dunbar, Seth; Klemme, Kelly (2024-12-27)
Eleventh District community banks will likely continue to outperform their nationwide peers in terms of profitability, given their larger share of noninterest-bearing deposits.
Southwest Economy

Report
Community Banks Withstand the Storm
Klemme, Kelly; Gunther, Jeffery W. (2012)
Community banks, which rely on strong customer relationships and disciplined lending practices, weathered the financial crisis better than large, nontraditional banks. This superior performance suggests that a back-to-basics approach to banking could help the nation realize financial stability that lasts.
Annual Report

Journal Article
Bank performance strengthens
Klemme, Kelly (2014)
Bank performance, both nationwide and here in the Eleventh Federal Reserve District, has rebounded from the depths of the financial crisis. Data for 2013 show ongoing improvement in profitability, asset quality and loan growth, with banks in the Eleventh District continuing to outperform their counterparts nationwide.
Financial Insights , Volume 3 , Issue 1 , Pages 1-4

Journal Article
Bank performance stable but headwinds mounting
Klemme, Kelly (2016)
Financial Insights , Volume 5 , Issue 1 , Pages 1-4

Journal Article
Robust regional banking sector faces new economic hurdles
Skelton, Edward C.; Klemme, Kelly (2015-04)
Profitability held steady at Eleventh District banks in 2014 as they continued outperforming their counterparts nationwide. However, rising interest rates and lower oil prices have emerged as potential tests for the region?s institutions.
Southwest Economy , Issue Q2 , Pages 3-7

Journal Article
Risks mount for Eleventh District banks amid energy weakness
Skelton, Edward C.; Klemme, Kelly (2016-04)
Relatively low energy prices have slowed economic expansion and diminished prospects for Eleventh District banks. Though regional institutions outperformed their peers nationally in 2015, loan growth slowed and profitability declined, leading to a guarded outlook for 2016.
Southwest Economy , Issue Q2 , Pages 3-7

Journal Article
Bank profits rebound as loss set-asides ease
Robinson, Kenneth J.; Klemme, Kelly (2011-04)
Banks across the U.S., including the Eleventh Federal Reserve District, appear to be recovering from the financial crisis that began in mid-2007. The news is welcome because a healthy banking sector spurs economic growth by providing financing for businesses to expand investment spending and for consumers to purchase goods and services. ; Data for 2010 show strong profit growth, with banks across the nation rebounding from a net loss in 2009 and those in the Dallas-based Eleventh District almost doubling their profits. There was also good news regarding asset quality: Problem loans are ...
Southwest Economy , Issue Q2 , Pages 10-13

Journal Article
Eleventh District Banks Confront Challenging Energy, Rate Situation
Klemme, Kelly; Skelton, Edward C. (2017-04)
Regional banks continue to navigate through the reality of depressed, though stable, energy prices. The institutions? performance slipped behind that of their counterparts nationally in 2016.
Southwest Economy , Issue Q2 , Pages 7-11