Briefing
The role of interchange fees on debit and credit card transactions in the payments system
Mead, Tim; Haltom, Renee Courtois; Blackwell, Margaretta (2011-05)
When consumers use debit or credit cards to make purchases, merchants are assessed fees for processing the transactions, the largest of which is called an "interchange" fee. Rising interchange fees, along with the growing dominance of card transactions in the payments system, have brought increasing scrutiny from regulators on the appropriate level of interchange fees and the competitive aspects of card networks. A look at the trends, mechanics, and economic role of interchange fees indicates that the issue is more complicated than it may initially appear.
Richmond Fed Economic Brief , Issue May

Journal Article
Policy update: Incentives for greener transportation
Haltom, Renee Courtois (2011-07)
Related links: https://www.richmondfed.org/-/media/richmondfedorg/publications/research/econ_focus/2011/q3/policy_update_weblinks.cfm
Econ Focus , Volume 15 , Issue 3Q , Pages 9

Journal Article
Winners and losers from monetary policy: The Fed seeks to support the economy as a whole, but some redistributional effects are unavoidable
Haltom, Renee Courtois (2012-04)
Related links: https://www.richmondfed.org/-/media/richmondfedorg/publications/research/econ_focus/2012/q2-3/federal_reserve_weblinks.cfm
Econ Focus , Volume 16 , Issue 2Q/3Q , Pages 6-9, 42

Journal Article
Federal Reserve : The CRA and the subprime crisis
Haltom, Renee Courtois (2010-10)
Related links: https://www.richmondfed.org/-/media/richmondfedorg/publications/research/econ_focus/2010/q4/federal_reserve_weblinks.cfm
Econ Focus , Volume 14 , Issue 4Q , Pages 6-9

Journal Article
What to Do When Large Firms Fail
Haltom, Renee Courtois (2018-07)
Highlighted Federal Reserve Bank of Richmond Research: {{p}} "On the Measurement of Large Financial Firm Resolvability." Arantxa Jarque, John R. Walter, and Jackson Evert. Working Paper No. 18-06R, February 2018 (revised July 2018).
Econ Focus , Issue 3Q , Pages 15-15

Briefing
Preventing Bank Runs
Haltom, Renee Courtois; Sultanum, Bruno (2018-03)
Banking can be defined as the business of maturity transformation, or "borrowing short to lend long." Economists and policymakers have long viewed banking as inherently unstable, that is, prone to runs. This Economic Brief reviews the intuition and theory behind bank runs and the most popular proposed solutions. It also explores new research suggesting that runs might be prevented by creating a new, low-cost type of deposit contract that eliminates the incentive to run.
Richmond Fed Economic Brief , Issue March

Journal Article
Did Workers Get Worse at Finding Jobs?
Haltom, Renee Courtois (2018-01)
Research Spotlight on "Measuring Job-Finding Rates and Matching Efficiency with Heterogeneous Job- Seekers."Offsite Robert E. Hall and Sam Schulhofer-Wohl. American Economic Journal: Macroeconomics, January 2018, vol. 10, no. 1, pp. 1-32.
Econ Focus , Issue 1Q , Pages 9-9

Journal Article
Federal Reserve: Why talk isn’t cheap: Can the Fed create economic growth…just by talking?
Haltom, Renee Courtois (2013-01)
Related Link: https://www.richmondfed.org/-/media/richmondfedorg/publications/research/econ_focus/2013/q1/federal_reserve_weblinks.cfm
Econ Focus , Volume 17 , Issue 1Q , Pages 6-9, 19

Journal Article
Book Review: Publish or Perish
Haltom, Renee Courtois (2014-07)
Secrets of Economics Editors, Edited by Michael Szenberg and Lall Ramrattan, Cambridge, Mass.: The MIT Press, 2014, 408 pages.
Econ Focus , Issue 3Q , Pages 27-27

Journal Article
Foreign housing finance: America’s unique mortgage finance system is facing renovation. The approaches of other developed nations may provide some guidance for reform.
Haltom, Renee Courtois (2011-04)
Related links: https://www.richmondfed.org/-/media/richmondfedorg/publications/research/econ_focus/2011/q2/cover_weblinks.cfm
Econ Focus , Volume 15 , Issue 2Q , Pages 12-18