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Report
Targeting foreclosure interventions: an analysis of neighborhood characteristics associated with high foreclosure rates in two Minnesota counties
This study examines the statistical association of foreclosure sales with social, economic and housing variables measured at the Census tract level for two purposes of interest to foreclosure mitigation practitioners - to assess whether it is feasible to identify in advance neighborhoods likely to have high rates of foreclosure, and to explore the socioeconomic traits of high-foreclosure neighborhoods so as to design appropriate mitigation programs. We collected data on foreclosure sales in 2002 from the sheriffs departments of Hennepin and Ramsey counties, the two core counties that comprise ...
Report
A case for post-purchase support programs as part of Minnesota's emerging markets homeownership initiative
The State of Minnesotas Emerging Markets Homeownership Initiative (EMHI) seeks to boost homeownership rates among Minnesotas emerging markets, defined as households of color, non-English speaking households, and households in which English is a second language. Many of the implementation strategies in the EMHI Business Plan address general barriers to homeownership and should increase the number of emerging market households that become first-time homeowners. EMHI doesnt stop there, however. It also recognizes the need to sustain homeownership after initial purchase, in keeping with growing ...
Journal Article
Credit risk data may help target foreclosure mitigation
What Ninth District areas are being especially hard hit by foreclosure?
Report
Accounting for regional migration patterns and homeownership disparities in the Hmong-American refugee community, 1980-2000
Hmong refugees began arriving in significant numbers in the United States in the late 1970s. Compared to typical immigrants, Hmong-Americans came with few financial, labor market, or co-ethnic support factors in favor of their economic success in the United States. Focusing on homeownership as an indicator of economic assimilation, we show that indeed the overall Hmong-American homeownership rate was initially very low but had converged, by 2000, to a level typical for U.S. immigrants of equivalent time in country. Over the same period, however, wide regional gaps in Hmong-American ...