Working Paper
The importance of check-cashing businesses to the unbanked: racial/ethnic differences
Toussaint-Comeau, Maude; Greene, William H.; Rhine, Sherrie L. W. (2003)
The roughly 9.5 percent of all U.S. families that are without some type of transaction account (unbanked) are disproportionately represented by minorities. The unbanked often must rely on alternative ways to carry out basic financial transactions such as cashing payroll checks and paying bills. This study analyzes unique survey data and finds that a consumer's decision to patronize check-cashing businesses is jointly made with the decision to be unbanked. For the unbanked, these businesses are an important source for financial services. Attributes that contribute to these decisions, however, ...
Working Paper Series , Paper WP-03-10

Discussion Paper
Savings account ownership during the great recession
Ryder Perlmeter, Emily; Di, Wenhua; Greene, William H.; Rhine, Sherrie L. W. (2014-07-14)
Perspectives , Paper 6

Conference Paper
The role of alternative financial service providers in serving LMI neighborhoods
Rhine, Sherrie L. W.; Toussaint-Comeau, Maude; Hogarth, Jeanne M.; Greene, William H. (2001)
Proceedings , Paper 785

Working Paper
The role of data & program code archives in the future of economic research
McCullough, Bruce D.; Anderson, Richard G.; Vinod, Hrishikesh D.; Greene, William H. (2005)
This essay examines the role of data and program-code archives in making economic research "replicable." Replication of published results is recognized as an essential part of the scientific method. Yet, historically, both the "demand for" and "supply of" replicable results in economics has been minimal. "Respect for the scientific method" is not sufficient to motivate either economists or editors of professional journals to ensure the replicability of published results. We enumerate the costs and benefits of mandatory data and code archives, and argue that the benefits far exceed the ...
Working Papers , Paper 2005-014