Journal Article
Risk, regulation, and bank holding company expansion into nonbanking
Boyd, John H.; Graham, Stanley L. (1986-04)
When banking institutions can expand into other lines of business, some think they will diversify to reduce their total risk. Others think just the opposite. In this article, John H. Boyd and Stanley L. Graham explain the reasoning behind these two views and then test to see which one best describes the behavior of U.S. bank holding companies since 1970. They find that in 1971-77, when these companies were relatively free to invest in some new lines of business, diversification was associated with greater risk of failure. But in 1977-83, when the companies were more tightly regulated, that ...
Quarterly Review , Volume 10 , Issue Spr , Pages 2-17

Journal Article
Limited branching in Minnesota: its impact on banking consumers
Graham, Stanley L. (1981-01)
Quarterly Review , Volume 5 , Issue Win

Journal Article
The profitability and risk effects of allowing bank holding companies to merge with other financial firms: a simulation study
Boyd, John H.; Graham, Stanley L. (1988-04)
Quarterly Review , Volume 12 , Issue Spr , Pages 3-20

Journal Article
A case for branch banking in Montana
Rolnick, Arthur J.; Graham, Stanley L. (1980-04)
Quarterly Review , Volume 4 , Issue Spr

Working Paper
The case for branch banking in Montana
Rolnick, Arthur J.; Graham, Stanley L. (1981)
Working Papers , Paper 152

Journal Article
Looking for evidence of noncompetitive behavior in Minnesota's banking industry
Rolnick, Arthur J.; Dahl, David S.; Graham, Stanley L. (1977-10)
Quarterly Review , Volume 1 , Issue Fall

Working Paper
Bank holding company diversification into nonbank lines of business: the effects on risk and rate of return
Boyd, John H.; Graham, Stanley L. (1986)
Working Papers , Paper 296

Working Paper
The influence of regulation on competition in the United States banking industry
Rolnick, Arthur J.; Graham, Stanley L. (1977)
Working Papers , Paper 85

Journal Article
Is the Fed's seasonal borrowing privilege justified?
Graham, Stanley L. (1979-10)
Quarterly Review , Volume 3 , Issue Fall

Working Paper
Consolidation in U.S. banking: implications for efficiency and risk
Boyd, John H.; Graham, Stanley L. (1996)
Working Papers , Paper 572