Journal Article
A jump in consumer loans?
Gopalan, Yadav K.; El-Ghazaly, Hoda S. (2010)
The dramatic increases [in consumer loans] over the past few months have been caused by a new reporting requirement issued by the Financial Accounting Standards Board.
Economic Synopses

Journal Article
Earliest indicator of bank failure is deterioration in earnings
Gopalan, Yadav K. (2010-04)
In general, the reasons for bank failures today are the same as failures in the past.
Central Banker , Issue Spring

Journal Article
The financial crisis in S, M and L: three very different countries respond similarly
Gopalan, Yadav K.; Bhaskar, Rajeev R. (2009-04)
An examination of what Iceland, the United Kingdom and the United States went through last September and October during the financial crisis reveals some important differences and similarities.
The Regional Economist , Issue Apr , Pages 13-18

Journal Article
Commercial real estate: a drag for some banks but maybe not for U.S. economy
Kliesen, Kevin L.; Gopalan, Yadav K.; Bhaskar, Rajeev R. (2010-01)
Community banks seem to have the most to fear about the state of commercial real estate today. The problems with these loans, however, shouldn't derail the entire economy.
The Regional Economist , Issue Jan , Pages 10-11