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Author:Gilbert, R. Alton 

Conference Paper
Implications of banking consolidation for the financing of rural America

Proceedings – Rural and Agricultural Conferences , Issue Apr , Pages 131-140

Journal Article
Big banks in small places: are community banks being driven out of rural markets?

The shares of total U.S. banking assets and deposits held by the very largest banking organizations have increased markedly over the past 25 years, while the shares held by small ?community? banks have declined. Advances in information technology may have reduced the advantages of small scale, close proximity, and local ties that traditionally have given small, community-focused banks a competitive advantage in lending to small businesses and other ?informationally opaque? borrowers. This article examines trends in deposit shares of banks of different sizes in rural U.S. counties. If the ...
Review , Volume 95 , Issue May , Pages 199-218

Journal Article
Problem business loans rise at large banks

Monetary Trends , Issue Nov

Journal Article
New seasonal factors for the adjusted monetary base

Review , Volume 67 , Issue Dec , Pages 29-33

Journal Article
Stabilization policies and employment

Review , Volume 53 , Issue Feb , Pages 2-7

Journal Article
Interpreting the annual ranges for money growth

Monetary Trends , Issue Sep

Journal Article
Are banks making riskier loans?

Monetary Trends , Issue May

Working Paper
Deposit relationships and bank portfolio selection

Working Papers , Paper 1977-018

Journal Article
Effects of interest on demand deposits: implications of compensating balances

Review , Volume 59 , Issue Nov , Pages 8-15

Journal Article
The role of supervisory screens and econometric models in off-site surveillance

Off-site surveillance involves using financial ratios to identify banks likely to develop safety-and-soundness problems. Bank supervisors use two tools to flag developing problems: supervisory screens and econometric models. Despite the statistical dominance of models, supervisors continue to rely heavily on screens. We use data from the 1980s and 1990s to compare, once again, the performance of the two approaches to off-site surveillance. Our study explicitly addresses supervisors' criticisms of econometric models. In particular, we offer a new econometric model - one designed to forecast ...
Review , Volume 81 , Issue Nov , Pages 31-56

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