Search Results
Journal Article
FCS: at the crossroad, again
Journal Article
Financial market signals and banking supervision: are current practices consistent with research findings?
The trend toward incorporating information derived from financial markets into the bank supervision process has gained momentum over the past several years. This in part reflects an evolution in the thinking about how private market information can contribute to the process. In light of the evolving view of the potential contributions of market information, this paper reviews the empirical evidence relevant to the usefulness of financial market information in the bank supervision process. This paper reviews the research on what information can be gleaned from the pricing of equity and debt ...
Journal Article
House prices and subprime mortgage delinquencies
In this Economic Letter, we explore how the pace of and change in house-price appreciation can affect the incentives and opportunities for borrowers in a market to avoid delinquencies and foreclosures. For instance, with likely gains in home equity in markets where house prices have risen significantly, a homeowner should have greater incentives and opportunities to keep a mortgage loan current. Indeed, we show that markets that recently experienced greater house-price appreciation tended to have lower delinquency rates and smaller increases in delinquency rates. We also find that ...
Journal Article
FDIC's modified payout plan
Working Paper
Does capital regulation affect bank risk-taking?
Journal Article
Farm Credit System
Journal Article
Reduced deposit insurance risk
Journal Article
Tech stocks and house prices in California
Journal Article
California banks playing catch-up
Journal Article
Are big U.S. banks big enough?