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Journal Article
Too big to fail: the hazards of bank bailouts
Excerpts from Too Big to Fail: The Hazards of Bank Bailouts by Stern and Feldman, forthcoming from Brookings Institution Press.
Journal Article
Are banks really dying this time?
An update of Boyd and Gertler.
Journal Article
Macrostability ratings: a preliminary proposal
Focusing supervisory attention by assessing the spillover potential of financial institutions
Journal Article
Increased use of uninsured deposits
Journal Article
Will the securitization revolution spread?
Discussion Paper
The affordable housing shortage: considering the problem, causes and solutions
Many observers claim that we are in the midst of an affordable housing shortage or, even worse, an affordable housing crisis. The primary concern is that too many households live in unaffordable rental units. We hope to clarify the current debate by first measuring the size of the problem, then diagnosing its underlying causes and, finally, discussing treatments that policymakers should consider. While our review is hardly exhaustive, we conclude that a shortage of income is largely behind the housing affordability problem despite the current focus on housing. Policymakers should recognize ...