Journal Article
How Valuable Are External Auditors to the Banking Industry?
Dahl, Drew (2021-09-09)
Although regulators often rely on third-party auditors in monitoring the banking industry, does the quality of auditors’ work justify the costs?
The Regional Economist

Journal Article
\\"Banking Deserts\\" Become a Concern as Branches Dry Up
Franke, Michelle; Dahl, Drew (2017)
Find out how many people, including minorities and the poor, are affected by these deserts and which area of the country is likely to see more of these.
The Regional Economist , Volume 25 , Issue 2

Journal Article
Was the Paycheck Protection Program Effective?
Emmons, William R.; Dahl, Drew (2022-07-06)
The Paycheck Protection Program offered timely COVID-19 relief, but a new study found that most of its funds failed to reach the workers it was meant to help.
The Regional Economist

Journal Article
How Fast Will Banks Adopt New Technology This Time?
Meyer, Andrew P.; Wiggins, Neil; Dahl, Drew (2017)
We offer insight into this question of what might happen with respect to the introduction of new technologies by looking back at what did happen following introduction of an earlier technology: bank websites. If the past is prologue, this may foretell how technological innovations in banking will be diffused in the future.
The Regional Economist , Volume 25 , Issue 4

Conference Paper
Community Reinvestment Act rating downgrades and changes in bank lending behavior
Spivey, Michael F.; Evanoff, Douglas D.; Dahl, Drew (1999)
Proceedings , Paper 634

Journal Article
Scale Matters: Community Banks and Compliance Costs
Meyer, Andrew P.; Neely, Michelle Clark; Dahl, Drew (2016-07)
Research shows that complying with government regulations is more burdensome for smaller community banks than larger community banks. Despite spending proportionately more resources on compliance, the smaller banks do not perform as well as the larger ones, at least in one key metric.
The Regional Economist , Issue July

Conference Paper
Moral hazard, equity issuance and recoveries of undercapitalized banks
Spivey, Michael F.; Dahl, Drew (1991)
Proceedings , Paper 323

Journal Article
How Branch Closures Affect Access to Banking Services
Dahl, Drew; Franke, Michelle; Fuchs, James W. (2021-01-04)
When local bank branches close, customers may have to travel longer distances for financial services, which is more often the case in rural areas.
The Regional Economist , Volume 29 , Issue 1

Working Paper
Does the Community Reinvestment Act influence lending? an analysis of changes in bank low-income mortgage activity
Spivey, Michael F.; Evanoff, Douglas D.; Dahl, Drew (2000)
Anecdotal evidence that the Community Reinvestment Act (CRA) influences the lending behavior of financial institutions has not been uniformly supported by empirical research. We revisit this issue by evaluating changes in low-income mortgage lending at commercial banks over the 1992-96 period. Our empirical results fail to support a hypothesis that banks respond to public and regulatory pressure exerted as a result of a downgrade in CRA rating by increasing low-income mortgage lending. The findings are consistent with the contention that during this period regulators stressed adjustments in ...
Working Paper Series , Paper WP-00-6

Conference Paper
Staying afloat in Japan: discretionary accounting and the behavior of banks under financial duress
Dahl, Drew; Shrieves, Ronald E. (1999)
Proceedings , Paper 641