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Author:Cooke, J. B. 

Journal Article
Weakly capitalized banks slowed lending recovery after recession

The reluctance to lend played out particularly among a subset of banks?often larger institutions with very low ratios of capital to assets.
Economic Letter , Volume 9 , Issue 1 , Pages 1-4

Journal Article
Liquidity mismatch helps predict bank failure and distress

Liquidity mismatch?the risk of a bank being unable to fund increases in assets or meet its obligations as they come due?increased in the U.S. banking sector during the run-up to the financial crisis, especially at the largest institutions, contributing to bank failure and distress.
Economic Letter , Volume 10 , Issue 6 , Pages 1-4

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