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Author:Community Development, Federal Reserve Bank of Dallas 

Journal Article
Banking on Safety: Banks Accept Alternative ID to Fight Crime and Reach New Markets

Opening a bank account is easy for most people. You take your driver's license, Social Security card and money to the bank, and—Presto!—you have an account. With this account comes the convenience of easy access to your money and the safety of not carrying large amounts of cash.
e-Perspectives , Volume 2 , Issue 1

Journal Article
Mortgage Data Help Paint Foreclosure Picture

As foreclosure and delinquency rates escalate, community organizations, counseling agencies and policymakers need good-quality data to understand foreclosure patterns and mitigate foreclosure losses to individuals and communities. To that end, the Federal Reserve System has aggregated mortgage performance data, created dynamic maps and made them available to the public
e-Perspectives , Volume 8 , Issue 1

Journal Article
Houstonians Get Their ABCs

For many years, low-income families, the elderly, non-English speakers and taxpayers with special needs have learned about the availability of the Earned Income Tax Credit (EITC) though the Internal Revenue Service's Voluntary Income Tax Assistance (VITA). Now, thanks to a new community-based partnership of social service agencies, federal and local government entities, faith-based organizations, local businesses and financial institutions, Houstonians will have access to more than just free tax preparation.
e-Perspectives , Volume 3 , Issue 1

Journal Article
Measuring IDA Program's Impact

Since 2007, the state of New Mexico has invested $2.45 million to support Individual Development Accounts (IDAs) for New Mexico savers. This funding provides a much-needed local match required by federal IDA funding, which was awarded through the Assets for Independence Act.
e-Perspectives , Volume 10 , Issue 2

Journal Article
EITC initiatives in the Fed's Eleventh District

Throughout the Eleventh District, communities are taking innovative steps to get the word out about the Earned Income Tax Credit.
e-Perspectives , Issue 1

Journal Article
Choosing a Credit Counseling Agency

Consumers can go online to get advice about choosing the right agency.
e-Perspectives , Volume 7 , Issue 3

Journal Article
Kids Bank Encourages Early Saving in Fort Worth

A unique partnership between Unity One Federal Credit Union and Fort Worth's Washington Heights Elementary School created a "Kids Bank" that encourages savings and teaches children valuable financial skills that will benefit them for a lifetime.
e-Perspectives , Volume 6 , Issue 4

Journal Article
Partnering Colleges with Their Communities

The U.S. Department of Housing and Urban Development (HUD) assists historically black colleges and universities (HBCUs) with grants through the Office of University Partnerships. The office helps the HBCUs expand their role and effectiveness in addressing community development needs in their local regions. HUD grants are awarded to help revitalize neighborhoods and promote affordable housing near HBCU campuses.
e-Perspectives , Volume 11 , Issue 3

Journal Article
Inaugural Money Week Houston campaign promotes financial education across city

Residents from every walk of life focused on financial education April 19-25 during the inaugural Money Week Houston campaign. In a citywide effort, more than 150 free public events were held at libraries, churches, schools and community centers throughout Greater Houston, offering consumers the opportunity to increase their financial literacy and learn to better manage their personal finances. Workshops, seminars and other activities targeted diverse audiences, including women, seniors, youths and workers without bank accounts.
e-Perspectives , Issue 2

Journal Article
New Mexico Encourages Citizens to Save

Low-income residents in New Mexico now have more incentive than ever to save for a home, an education or their own business. In the 2006 legislative session, the state provided $1.5 million to fund the Individual Development Account Act that passed in 2003.
e-Perspectives , Volume 7 , Issue 2

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Financial literacy 11 items

Community development 7 items

Finance, Personal 6 items

Saving and investment 6 items

Texas 6 items

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