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Journal Article
Advocating for the Disabled: Interview with Jean Langendorf, Easter Seals of Central Texas
Jean Langendorf, vice president of community and housing services for Easter Seals of Central Texas in Austin, has over 25 years of experience working to improve the lives of people with physical and mental impairments. She is widely respected as one of the state's leading advocates for the disabled.
Journal Article
Mortgage Data Help Paint Foreclosure Picture
As foreclosure and delinquency rates escalate, community organizations, counseling agencies and policymakers need good-quality data to understand foreclosure patterns and mitigate foreclosure losses to individuals and communities. To that end, the Federal Reserve System has aggregated mortgage performance data, created dynamic maps and made them available to the public
Journal Article
Kids Bank Encourages Early Saving in Fort Worth
A unique partnership between Unity One Federal Credit Union and Fort Worth's Washington Heights Elementary School created a "Kids Bank" that encourages savings and teaches children valuable financial skills that will benefit them for a lifetime.
Journal Article
Fed Governors See Cameron Park Colonia Firsthand
Federal Reserve Governors Susan Bies and Ben Bernanke recently visited with the Community Development Corporation of Brownsville and toured the Cameron Park colonia to learn more about affordable housing development in Texas colonias. They also met with a small business owner who received a loan from ACCION Texas, the country's largest microlender.
Journal Article
Operation HOPE Seeks Economic Triage Volunteers for Hurricane Katrina
Operation HOPE Inc.'s HOPE Coalition America provides financial and economic guidance and assistance to individuals affected by disasters.
Journal Article
Overview of the Section 8 home-ownership option
Seeking to promote affordable housing for low-income families, Congress created the home-ownership option for families receiving Section 8 tenant-based assistance. The Department of Housing and Urban Development (HUD) issued its final rule implementing the Section 8 home-ownership program on October 12, 2000.e-Perspectives asked Roman Palomares, deputy director of HUD's Office of Public Housing in Fort Worth, Texas, to provide an overview of the program. Here's what he had to say.
Journal Article
New Product for Unbanked Taxpayer
Many financial institutions view tax-filing season at VITA sites as an opportunity to reach new customers by opening accounts for those who are unbanked, therefore providing an opportunity for direct deposit of their refund.
Journal Article
Toolkit offers online resources for CRA officers
This article highlights popular Community Reinvestment Act websites of interest to bankers, community groups and others engaged in the CRA.
Journal Article
Melissa Garcia's Best Practices for an IDA Program
Melissa Garcia, Foundation Communities' IDA Program Director, shares best practices for an IDA Program.
Journal Article
New credit scoring system
Three national consumer credit bureaus—Equifax, Experian and TransUnion—have introduced a new system, VantageScoreSM, to calculate individuals' credit scores.