Journal Article
Survey of Low-Income Housing Tax Credit Properties
Community Development, Federal Reserve Bank of Dallas (2001)
In 1987, states began offering federally authorized tax credits to investors to encourage the development of low-income rental housing—with the stipulation that the rents remain "affordable" for at least 15 years. Now—as that 15-year mark looms—a Dallas Fed survey of Low-Income Housing Tax Credit (LIHTC) properties located in Texas has found that 76 percent of the property owners plan to keep their housing affordable for low-income families, but many are in need of repair.
e-Perspectives , Volume 1 , Issue 3

Journal Article
Eleventh District Nonprofits Comment on Clients' Credit Education Needs
Community Development, Federal Reserve Bank of Dallas (2011)
In a recent Community Outlook Survey by the Dallas Fed's Community Development Office, several nonprofit service providers observed that credit scores were a main factor affecting low-to moderate-income clients' access to credit.
e-Perspectives , Volume 11 , Issue 1

Journal Article
Get Checking Launches in Houston
Community Development, Federal Reserve Bank of Dallas (2006)
Access to mainstream financial services is on the horizon for unbanked and underbanked consumers in Houston through Get Checking(TM), a national initiative sponsored by eFunds Corp. and the University of Wisconsin Extension.
e-Perspectives , Volume 6 , Issue 4

Journal Article
A Summary of Consumer Protection Regulatory Changes
Community Development, Federal Reserve Bank of Dallas (2009)
Many regulatory changes go into effect in 2009 and 2010 as the government works to increase the knowledge of consumers who are shopping for credit.
e-Perspectives , Volume 9 , Issue 3

Journal Article
Section 8 Vouchers Make Home-Ownership Dreams a Reality
Community Development, Federal Reserve Bank of Dallas (2001)
Since March, the Waco Housing Authority has moved four families out of apartments and into houses under the Section 8 home-ownership option program. WHA is currently working to place 38 other families in new homes.
e-Perspectives , Volume 1 , Issue 6

Journal Article
United Way THRIVE Focuses on Financial Goals
Community Development, Federal Reserve Bank of Dallas (2013)
The United Way THRIVE program’s strategy is to help individuals and families reach their financial objectives through asset-building efforts, using a three-pronged system.
e-Perspectives , Volume 13 , Issue 3

Journal Article
Changes to Regulation Z Expand Loans Subject to HOEPA
Community Development, Federal Reserve Bank of Dallas (2002)
The Home Ownership Equity Protection Act (HOEPA) was enacted in response to anecdotal evidence of abusive practices in the home equity lending market. The regulation that implements HOEPA, Regulation Z, has undergone several changes, including how creditors determine if a loan is covered under the act. Compliance with the expanded HOEPA rules is mandatory as of Oct. 1, 2002.
e-Perspectives , Volume 2 , Issue 2

Journal Article
Earned Income Tax Credit: Campaign Urges Taxpayers to File for Unclaimed Refunds
Community Development, Federal Reserve Bank of Dallas (2006)
The Internal Revenue Service estimates that millions of dollars are left unclaimed each year by taxpayers who could benefit from it the most.
e-Perspectives , Volume 6 , Issue 1

Monograph
Como crear riqueza; una guia para alcanzar sus metas financieras
Community Development, Federal Reserve Bank of Dallas (2021-08)
Monograph

Journal Article
IDA Program Rebuilding Lives in Louisiana
Community Development, Federal Reserve Bank of Dallas (2007)
Louisiana legislators recently approved $2 million in funding for a statewide individual development account program aimed at getting low-income hurricane victims back on their feet.
e-Perspectives , Volume 7 , Issue 2