Journal Article
Interstate banking and the Federal Reserve: a historical perspective
Clair, Robert T.; Tucker, Paula K. (1989-11)
The U.S. banking system is unique in the industrialized world because it lacks nationwide banks. Historically, interstate banking was associated with other issues, such as monopolistic power and excessive political influence. This perception fueled public distaste for national banking. A more positive sentiment has emerged in recent years. Federal Reserve opinion evolved from one of strong opposition to interstate banking to one of acceptance. ; Clair and Tucker trace the rise and fall of opposition to interstate banking and explore banking developments during the twentieth century. They ...
Economic and Financial Policy Review , Issue Nov , Pages 1-20

Journal Article
Problem loans and the profitability of eleventh district commercial banks
Clair, Robert T.; Gunther, Jeffery W. (1987-11)
Economic and Financial Policy Review , Issue Nov , Pages 15-27

Journal Article
Is the southwest lending boom too much of a good thing?
Clair, Robert T. (1995-01)
Southwest Economy , Issue Jan , Pages 6-10

Working Paper
Learning from one another: the U.S. and European banking experience
O'Driscoll, Gerald P.; Clair, Robert T. (1991)
Working Papers , Paper 9108

Journal Article
Financial strategies of top-performance banks in the eleventh district
Clair, Robert T. (1987-01)
Economic and Financial Policy Review , Issue Jan , Pages 1-14

Working Paper
Daylight overdrafts: who really bears the risk?
Clair, Robert T. (1989)
Working Papers , Paper 8908

Journal Article
The performance of black-owned banks in their primary market areas
Clair, Robert T. (1988-11)
Economic and Financial Policy Review , Issue Nov , Pages 11-20

Journal Article
Loan growth and loan quality: some preliminary evidence from Texas banks
Clair, Robert T. (1992-07)
Following the failures of depository institutions in the 1980s, many analysts concluded that the rapid growth of lending activity and the deterioration of loan quality were related. Robert T. Clair tests this relationship after separating loan growth by its source: increased lending to new or existing customers, bank mergers, and acquisitions of failed banks. The preliminary evidence suggests that additional lending to new or existing customers beyond what might be normal at a given stage of the business cycle lowers loan quality after a three-year lag. This relationship, based on evidence ...
Economic and Financial Policy Review , Issue Q III , Pages 9-22

Journal Article
Branch banking in Texas: implications for bank structure
Clair, Robert T. (1987-09)
Economic and Financial Policy Review , Issue Sep , Pages 1-12

Journal Article
Risky business: clearing checks during banking crises
Robinson, Kenneth J.; Clair, Robert T.; Kolson, Joanna (1994-10)
Southwest Economy , Issue Oct , Pages 5-6, 8