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Author:Chernousov, Michael M. 

Discussion Paper
A Note On Revolving Credit Estimates

Revolving credit represents a notable share of consumer debt and is an important part of house- hold balance sheets. At the end of 2023, revolving credit was measured at over $1.3 trillion in the Z.1 Statistical Release, "Financial Accounts of the United States," and accounted for more than 25 per- cent of total consumer credit.
FEDS Notes , Paper 2024-06-14-1

Working Paper
2020 Survey of Finance Companies

This paper discusses the findings from the 2020 Survey of Finance Companies.
Finance and Economics Discussion Series , Paper 2024-064

Discussion Paper
A Note on the New Credit Union Estimates in the G.19 "Consumer Credit" Statistical Release

Credit unions provide a significant share—approximately 14 percent—of consumer debt. As of 2025:Q1, consumer credit provided by credit unions was measured at over $716 billion in the G.19 Statistical Release, "Consumer Credit," a Principal Federal Economic Indicator produced by the Federal Reserve Board.
FEDS Notes , Paper 2025-07-08-2

Discussion Paper
A Note on the Removal of the Nonfinancial Business Sector in the G.19 "Consumer Credit" Statistical Release

The G.19 "Consumer Credit" Statistical Release reports outstanding credit extended to individuals, excluding loans secured by real estate, across multiple types of lenders that include depository institutions, finance companies, credit unions, federal government, nonprofit and educational institutions, and nonfinancial business. Starting with the May 2025 G.19, released on July 8, 2025, the estimates for the nonfinancial business sector are decommissioned and removed from the G.19.
FEDS Notes , Paper 2025-07-08-1

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