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Author:Bucchieri, Erica 

Discussion Paper
Does the CRA Increase Household Access to Credit?
Conway, Jacob; Bucchieri, Erica; Glaser, Jack; Plosser, Matthew (2023-02-27)
Congress passed the Community Reinvestment Act (CRA) in 1977 to encourage banks to meet the needs of borrowers in the areas in which they operate. In particular, the Act is focused on credit access to low- and moderate-income communities that had historically been subject to discriminatory practices like redlining.
Liberty Street Economics , Paper 20230227

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