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Discussion Paper
Estimating Securities-Based Loans Outstanding
Securities-based loans are loans for personal use that are backed by the borrowers' investment portfolios. The key benefit provided by such loans is the ability for borrowers to obtain access to funding without having to liquidate their portfolios.
Discussion Paper
An Overview of Credit-Building Products
Credit-building products are secured small-dollar products that allow consumers to either establish or improve their credit scores by having lenders report their payment activity to credit bureaus. Examples include secured credit cards or loan products such as credit-builder and passbook loans.