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Author:Boshara, Ray 

Journal Article
The Challenges and Promises of Rural America

A trip to a rural Minnesota town prompts an assessment of the issues?and innovations?that impact similar communities across the nation.
Bridges , Issue Summer

Report
The Demographics of Wealth 2015, Essay No. 1: Race, Ethnicity and Wealth

This first essay in the "Demographics of Wealth" series examines the connection between race or ethnicity and wealth accumulation over the past quarter-century. As with subsequent essays, this one is the result of an analysis of data collected between 1989 and 2013 through the Federal Reserve's Survey of Consumer Finances. More than 40,000 heads of households were interviewed over those years.
Community Development Publications and Reports

Report
The Demographics of Wealth 2015, Essay No. 3: Age, Birth Year and Wealth

This essay documents significant differences in financial choices and financial outcomes across the life cycle (that is, at different stages of life) and across birth-year cohorts (that is, comparing different groups of people who were born at about the same time). Like race-, ethnicity- and education-related disparities, the age- and birth year-related differences described here have existed at least since 1989, when our data begin. We show that gaps in several financial behaviors and financial outcomes related to age and year of birth have grown larger in recent years.
Community Development Publications and Reports

Report
The Demographics of Wealth, Essay No. 2: Education and Wealth

This essay documents large and growing differences in financial choices and financial outcomes across educational levels since at least 1989, when our data begin.
Community Development Publications and Reports

Periodic Essay
Which Families Are Most Vulnerable to an Income Shock such as COVID-19?

Families without enough "safe" assets and too much debt are at risk—who else should policymakers and others target for economic assistance?
In the Balance

Journal Article
Introduction

Review , Volume 96 , Issue 4 , Pages 295-304

Journal Article
Financial Fragility Following COVID-19 Income Shocks: Who is Most Vulnerable?

The COVID-19 pandemic prompts the Center for Household Financial Stability team to weigh the causes of certain families being more at-risk to economic shock than others.
Bridges

Journal Article
Thinking Big—And Thinking Small

Modest but scalable innovations can reshape economic opportunity for struggling Americans.
Bridges , Issue Summer

Journal Article
Does College Level the Playing Field?

The answer to this question may be ?No?; read about a research symposium and subsequent paper that explored the links between race and ethnicity, and education and wealth.
Bridges , Issue Spring

Journal Article
Understanding Banking from the Ground Up

Thoughts on banking, the unbanked and financial health after an event featuring Lisa Servon, author of The Unbanking of America: How the New Middle Class Survives.
Bridges , Issue Fall

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