Journal Article
The Challenges and Promises of Rural America
Boshara, Ray (2019-07)
A trip to a rural Minnesota town prompts an assessment of the issues?and innovations?that impact similar communities across the nation.
Bridges , Issue Summer

Periodic Essay
Which Families Are Most Vulnerable to an Income Shock such as COVID-19?
Boshara, Ray; Ricketts, Lowell R. (2020-05-01)
Families without enough "safe" assets and too much debt are at risk—who else should policymakers and others target for economic assistance?
In the Balance

Journal Article
Introduction
Noeth, Bryan J.; Boshara, Ray (2014)
Review , Volume 96 , Issue 4 , Pages 295-304

Journal Article
Thinking Big—And Thinking Small
Boshara, Ray (2017-07)
Modest but scalable innovations can reshape economic opportunity for struggling Americans.
Bridges , Issue Summer

Periodic Essay
The Demographics of Wealth - How Age, Education and Race Separate Thrivers from Strugglers in Today's Economy. Essay No. 1: Race, Ethnicity and Wealth
Noeth, Bryan J.; Boshara, Ray; Emmons, William R. (2015)
This first essay in the "Demographics of Wealth" series examines the connection between race or ethnicity and wealth accumulation over the past quarter-century. As with subsequent essays, this one is the result of an analysis of data collected between 1989 and 2013 through the Federal Reserve's Survey of Consumer Finances. More than 40,000 heads of households were interviewed over those years.
Demographics of Wealth , Issue 1 , Pages 1-24

Journal Article
Thrivers and Strugglers: A Growing Economic Divide
Boshara, Ray (2015-01)
Ray Boshara, director of the Center for Household Financial Stability at the St. Louis Fed, discusses research from the center suggesting that age/birth year, education and race/ethnicity increasingly matter for building wealth and financial security.
Bridges , Issue Winter

Report
After the fall : rebuilding family balance sheets, rebuilding the economy
Boshara, Ray; Emmons, William R. (2012)
Essay from the 2012 Annual Report.
Annual Report

Identifying the Most Financially Vulnerable Families
Boshara, Ray; Ricketts, Lowell R. (2020-12-07)
Households with less than two months’ income in liquid assets and those with high debt-to-income ratios face the greatest risk of serious delinquency.
On the Economy

“Parasite,” COVID-19, and U.S. Wealth Inequality
Boshara, Ray; Kent, Ana Hernández (2020-03-27)
The movie “Parasite” focuses on two South Korean families on the opposite ends of the wealth spectrum. What insights can it provide about wealth inequality in the U.S.?
On the Economy

Which Families Are Most Vulnerable to an Income Shock? A Look at Race and Ethnicity
Ricketts, Lowell R.; Boshara, Ray (2020-12-08)
While liquid assets, education and other factors are associated with how economically resilient families may be during a crisis, race and ethnicity are also related.
On the Economy