Journal Article
The Challenges and Promises of Rural America
Boshara, Ray (2019-07)
A trip to a rural Minnesota town prompts an assessment of the issues?and innovations?that impact similar communities across the nation.
Bridges , Issue Summer

Periodic Essay
Which Families Are Most Vulnerable to an Income Shock such as COVID-19?
Boshara, Ray; Ricketts, Lowell R. (2020-05-01)
Families without enough "safe" assets and too much debt are at risk—who else should policymakers and others target for economic assistance?
In the Balance

Journal Article
Introduction
Noeth, Bryan J.; Boshara, Ray (2014)
Review , Volume 96 , Issue 4 , Pages 295-304

Periodic Essay
The Demographics of Wealth - How Age, Education and Race Separate Thrivers from Strugglers in Today's Economy. Essay No. 1: Race, Ethnicity and Wealth
Noeth, Bryan J.; Boshara, Ray; Emmons, William R. (2015)
This first essay in the "Demographics of Wealth" series examines the connection between race or ethnicity and wealth accumulation over the past quarter-century. As with subsequent essays, this one is the result of an analysis of data collected between 1989 and 2013 through the Federal Reserve's Survey of Consumer Finances. More than 40,000 heads of households were interviewed over those years.
Demographics of Wealth , Issue 1 , Pages 1-24

Report
After the fall : rebuilding family balance sheets, rebuilding the economy
Boshara, Ray; Emmons, William R. (2012)
Essay from the 2012 Annual Report.
Annual Report

Identifying the Most Financially Vulnerable Families
Boshara, Ray; Ricketts, Lowell R. (2020-12-07)
Households with less than two months’ income in liquid assets and those with high debt-to-income ratios face the greatest risk of serious delinquency.
On the Economy

“Parasite,” COVID-19, and U.S. Wealth Inequality
Boshara, Ray; Kent, Ana Hernández (2020-03-27)
The movie “Parasite” focuses on two South Korean families on the opposite ends of the wealth spectrum. What insights can it provide about wealth inequality in the U.S.?
On the Economy

Which Families Are Most Vulnerable to an Income Shock? A Look at Race and Ethnicity
Ricketts, Lowell R.; Boshara, Ray (2020-12-08)
While liquid assets, education and other factors are associated with how economically resilient families may be during a crisis, race and ethnicity are also related.
On the Economy

Periodic Essay
The Demographics of Wealth - How Age, Education and Race Separate Thrivers from Strugglers in Today's Economy. Essay No. 3: Age, Birth Year and Wealth
Noeth, Bryan J.; Boshara, Ray; Emmons, William R. (2016)
Although there may be downsides to old age, those 62 and older can take heart in knowing that the odds are in favor of their being wealthier than younger people. And the gap has widened considerably over the past quarter-century?in favor of old people. That said, being old isn?t what it used to be. Baby boomers, who are now retiring in droves, are likely to be less well-off than their ?old? counterparts in the two previous generations. And it looks as if members of the next two generations ? Generation X and Generation Y (the millennials) ? might also end up less wealthy than the generation ...
Demographics of Wealth , Issue 3 , Pages 1-28

Journal Article
Does College Level the Playing Field?
Boshara, Ray (2017)
Whether the topic is responding to poverty and inequality or expanding access to opportunity and the American Dream, college is always the central recommendation. Yet research found that a college degree predicted rising levels of family wealth for Whites and Asians but declining levels of wealth for Black and Hispanics. The commissioned papers and discussion here are aimed at understanding the underlying explanations of this troubling finding.
Review , Volume 99 , Issue 1 , Pages 1-5