Search Results
Newsletter
Behind the Signs: Factors That Affect Gasoline Prices
Behind the Signs: Factors That Affect Gasoline Prices,? provides an overview of the factors that determine gasoline prices, such as the price of crude oil along with taxes, location, and seasonal and weather effects.
Newsletter
Individual Income Tax: The Basics and New Changes
Income tax is certain, but do you know the facts? Learn the basics of federal individual income tax and the new changes from the 2017 Tax Cuts and Jobs Act in the December 2018 issue of Page One Economics: Focus on Finance.
Newsletter
Beyond Inflation Numbers: Shrinkflation and Skimpflation
Inflation numbers are important economic indicators. But thinking beyond the numbers reveals a deeper reality. For example, how do businesses respond to inflation? Some resort to shrinkflation and skimpflation. Learn about these practices and their effects on consumers in the December 2022 issue of Page One Economics®: Focus on Finance.
Newsletter
Credit Bureaus: The Record Keepers
If you've taken a personal finance class, listened to the news on radio or television, read articles in the newspaper, or participated in social media, chances are you've seen or heard something about a credit bureau. In fact, the term "credit bureau" is so commonly mentioned that you may have not given much thought to the work and power of credit bureaus and how this affects you. Actually, there is much to learn about credit bureaus?and the records they keep.
Newsletter
Fast Cash and Payday Loans
Payday loans are convenient and provide FAST cash to cover emergency situations or help pay a borrower?s expenses from one paycheck to the next. But the fee-based structure of payday lending is quite different from a traditional loan, and laws vary among the states. The April 2019 edition of Page One Economics: Focus on Finance takes a look at the structure and fees that make these loans costly.
Newsletter
The Smart-Chip Credit Card: A Current Solution
The familiar magnetic stripe credit cards used for decades in the United States are being phased out. Read about the new smart-chip credit cards, designed to reduce fraud and improve security, in the March issue of Page One Economics: Focus on Finance.
Newsletter
Advertising: Dollars and Decisions
Consumers see or hear thousands of advertisements each day. The April 2017 issue of Page One Economics: Focus on Finance reviews advertising history and strategies ads use to create demand and influence consumer tastes and preferences.
Newsletter
Income Tax: Facts and Filings
Federal individual income tax must be paid to the U.S. government, but the amounts paid vary widely. The December 2016 issue of Page One Economics: Focus on Finance addresses basic facts about the tax?its history, purpose, and current structure.
Newsletter
Your Social Security Number: The 9-Digit Evolution
Your unique 9-digit Social Security number follows you throughout your lifetime. How did this number’s importance evolve? Discover answers in the January 2020 issue of Page One Economics: Focus on Finance, which traces Social Security number usage from its beginning in 1935 to current times.
Newsletter
Unemployment Insurance: A Tried and True Safety Net
Today, every state has an unemployment insurance program. This provides some income to qualified, unemployed workers who have lost their jobs through no fault of their own. But how did these programs begin and how does the federal-state partnership work? The December 2020 issue of Page One Economics: Focus on Finance describes this partnership that began in 1935.