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Your Social Security Number: The 9-Digit Evolution
Your unique 9-digit Social Security number follows you throughout your lifetime. How did this number’s importance evolve? Discover answers in the January 2020 issue of Page One Economics: Focus on Finance, which traces Social Security number usage from its beginning in 1935 to current times.
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Behind the Signs: Factors That Affect Gasoline Prices
Behind the Signs: Factors That Affect Gasoline Prices,? provides an overview of the factors that determine gasoline prices, such as the price of crude oil along with taxes, location, and seasonal and weather effects.
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Individual Income Tax: The Basics and New Changes
Income tax is certain, but do you know the facts? Learn the basics of federal individual income tax and the new changes from the 2017 Tax Cuts and Jobs Act in the December 2018 issue of Page One Economics: Focus on Finance.
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Beyond Inflation Numbers: Shrinkflation and Skimpflation
Inflation numbers are important economic indicators. But thinking beyond the numbers reveals a deeper reality. For example, how do businesses respond to inflation? Some resort to shrinkflation and skimpflation. Learn about these practices and their effects on consumers in the December 2022 issue of Page One Economics®: Focus on Finance.
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Fast Cash and Payday Loans
Payday loans are convenient and provide FAST cash to cover emergency situations or help pay a borrower?s expenses from one paycheck to the next. But the fee-based structure of payday lending is quite different from a traditional loan, and laws vary among the states. The April 2019 edition of Page One Economics: Focus on Finance takes a look at the structure and fees that make these loans costly.
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A Dollar’s Worth: Inflation Is Real
Understanding the reality of inflation can help consumers make decisions in personal finance. Learn more about inflation, how it’s measured, and how the inflation rate is calculated in the December 2021 issue of Page One Economics: Focus on Finance.
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Unemployment Insurance: A Tried and True Safety Net
Today, every state has an unemployment insurance program. This provides some income to qualified, unemployed workers who have lost their jobs through no fault of their own. But how did these programs begin and how does the federal-state partnership work? The December 2020 issue of Page One Economics: Focus on Finance describes this partnership that began in 1935.
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Credit Cards: The Trillion-Dollar Debt
With record-level credit card debt in the headlines, this December 2023 issue of Focus on Finance addresses credit card history, statistics, and usage, as well as reasons for the increase in credit card debt. The information in the article can help in managing credit card accounts, and students will better understand the economics of using revolving credit as they prepare to become cardholders!
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Advertising: Targets, Techniques, and Technology
This article discusses advertising as persuasive communication designed to influence consumer spending and offers tips for critical thinking in the marketplace.
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Advertising: Dollars and Decisions
Consumers see or hear thousands of advertisements each day. The April 2017 issue of Page One Economics: Focus on Finance reviews advertising history and strategies ads use to create demand and influence consumer tastes and preferences.